2038 E Otter Loop, La Center, WA 98629 Property Records

Clark County property record for 2038 E Otter Loop, La Center, WA 98629

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,713 sqft · built 2025
Lot Size	0.173 acres (7,525 sqft)
Owner	2 Company Names on File
Last Sale	$589,900 (Jun 2025)
Tax Bill	$5,217 (2026)
Deeds & Mortgages	Jul 2026 Transfer Feb 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986066961`

Property Details

APN / Parcel Number

Primary APN	`986066961`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,713 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Exterior Material	Other
Roof Material	Concrete
Lot Area	7,525 sqft (0.173 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2038 E OTTER LOOP
City	LA CENTER
State	WA
Zip	98629-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-7.5 :
Legal Description	LOCKWOOD MEADOWS LOT 47 312298 FOR ASSESSOR USE ONLY LOCKWOOD MEADOWS LOT 47 312298
Legal Subdivision	LOCKWOOD MEADOWS
Legal Lot Number	47
Jurisdiction	CLARK WA
Township / Civil Division	LA CENTER
Census Block Group	4
Census Block	4020
Census Tract	40201

Owner

Source: Clark County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2038 E OTTER LOOP, LA CENTER, WA 98629-1019
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 14, 2025	Deed of Trust, Mortgage · Construction Mortgage M & T BANK
Jun 18, 2025	Warranty Deed, Transfer · Conventional Mortgage COLUMBIA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Deed Document Number	20256255975
Last Transfer Date	Jul 2, 2026
Transfer Doc	0006335809
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK WA
Recording Date	Jul 14, 2026
Property Address	2038 E OTTER LOOP, LA CENTER, WA 98629-1019
Document Number	0006335809
Instrument Date	Jul 2, 2026
Instrument	20266335809
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	2038 E OTTER LOOP, LA CENTER, WA 98629-1019
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006232465
Date	Feb 14, 2025
Instrument	6232465

Lender

Name	M & T BANK
Type	Bank
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2026

Interest

Rate Type	Adjustable Rate

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Jun 18, 2025
Property Address	2038 E OTTER LOOP, LA CENTER, WA 98629-1019
Document Number	0006255975
Map Reference	VOL 312 PG 298
Instrument Date	Jun 17, 2025
Instrument	6255975
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,560.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10, LA CENTER, WA 98629-0010

Mortgage

Document Number	0006255976
Date	Jun 18, 2025
Instrument	6255976

Lender

Name	COLUMBIA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	La Center City
Unified School District	La Center School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,217.00 (+275.32%)	$548,777 (-1.81%) Land $145,000 Building $403,777	$548,777 (-1.81%) Land $145,000 Building $403,777
2025	$1,390.00	$558,920 Land $145,000 Building $413,920	$558,920 Land $145,000 Building $413,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK PUBLIC UTILITIES serves 153,526 people · EPA ID WA5313333
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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