20426 95th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 20426 95th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,287 sqft · built 2006
Lot Size	0.134 acres (5,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$607,000 (Jul 2026)
Tax Bill	$6,924 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602536-0-730`

Property Details

APN / Parcel Number

Primary APN	`602536-0-730`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,287 sqft Living Area
Gross Area	716 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,833 sqft (0.134 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	130 sqft
Deck Area	65 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20426 95TH AVE E
City	GRAHAM
State	WA
Zip	98338-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 43 PLAT MICHAELS LANDING LOT 73 TOG/W UND INT IN TRS B, C, G, H, I & J EASE OF REC OUT OF 04-18-04-4-019 & 8-029 SEG 2007-0256 LW09/12/06LW
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	MICHAELS LANDING
Legal Tract	B
Legal Lot Number	73
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2004
Census Tract	73124

Owner

Source: Pierce County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20426 95TH AVE E, GRAHAM, WA 98338-8484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Mar 17, 2009 · Amount on Record
Deed Document Number	2026240
Prior Transfer Date	Jul 21, 2021
Prior Transfer Doc	0000000361
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 28, 2026
Property Address	20426 95TH AVE E, GRAHAM, WA 98338-8484
Document Number	0000000240
Instrument Date	Jul 16, 2026
Instrument	2026240
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$995,819.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20426 95TH AVE E, GRAHAM, WA 98338-8484

Mortgage

Document Number	0000000241,
Date	Jul 28, 2026
Instrument	202628241

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20426 95TH AVE E, GRAHAM, WA 98338-8484
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001030270
Date	Jan 3, 2022
Instrument	202201030270

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Dec 3, 2021
Property Address	20426 95TH AVE E, GRAHAM, WA 98338-8484
Document Number	0012030361
Map Reference	AF 200608095002
Instrument Date	Jul 21, 2021
Instrument	202112030361
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012030362
Date	Dec 3, 2021
Instrument	202112030362

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20426 95TH AVE E, GRAHAM, WA 98338-8484
Document Number	2005130655
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20426 95TH AVE E GRAHAM WA 983388484, GRAHAM, WA 98338-8484

Mortgage

Document Number	2005130655
Date	May 13, 2020
Instrument	202005130655

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,924.00 (+1.29%)	$586,400 (-6.96%) Land $154,000 Building $432,400	$586,400 (-6.96%) Land $154,000 Building $432,400
2025	$6,836.00 (-0.94%)	$630,300 (+8.5%) Land $150,600 Building $479,700	$630,300 (+8.5%) Land $150,600 Building $479,700
2024	$6,901.00 (-2.58%)	$580,900 (-5.47%) Land $145,900 Building $435,000	$580,900 (-5.47%) Land $145,900 Building $435,000
2023	$7,084.00	$614,500 Land $162,100 Building $452,400	$614,500 Land $162,100 Building $452,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20

May also be available: Verizon.

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