20418 95th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 20418 95th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,483 sqft · built 2006
Lot Size	0.126 acres (5,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Jun 2026)
Tax Bill	$7,085 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602536-0-750`

Property Details

APN / Parcel Number

Primary APN	`602536-0-750`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,483 sqft Living Area
Gross Area	4,208 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,499 sqft (0.126 acres)
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20418 95TH AVE E
City	GRAHAM
State	WA
Zip	98338-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 43 PLAT MICHAELS LANDING LOT 75 TOG/W UND INT IN TRS B, C, G, H, I & J EASE OF REC OUT OF 04-18-04-4-019 & 8-029 SEG 2007-0256 LW09/12/06LW
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	MICHAELS LANDING
Legal Tract	B
Legal Lot Number	75
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2004
Census Tract	73124

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1620 203RD ST E, SPANAWAY, WA 98387-1828
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Jul 26, 2017	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	2026432
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 26, 2026
Property Address	20418 95TH AVE E, GRAHAM, WA 98338-8484
Document Number	0000000432
Instrument Date	Jun 25, 2026
Instrument	2026432
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064,136.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 203RD ST E, SPANAWAY, WA 98387-1828

Mortgage

Document Number	0000000433,
Date	Jun 26, 2026
Instrument	20260626433

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000000434,
Date	Jun 26, 2026
Instrument	20260626434

Lender

Name	STATE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 2, 2020
Property Address	20418 95TH AVE E, GRAHAM, WA 98338-8484
Document Number	0009020908
Map Reference	DOC 200608095002
Instrument Date	Aug 31, 2020
Instrument	202009020908
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,760.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20418 95TH AVE E, GRAHAM, WA 98338-8484

Mortgage

Document Number	0009020909
Date	Sep 2, 2020
Instrument	202009020909

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20418 95TH AVE E, GRAHAM, WA 98338-8484
Document Number	1708040011
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20418 95TH AVE E GRAHAM WA 983388484, GRAHAM, WA 98338-8484

Mortgage

Document Number	1708040011
Date	Aug 4, 2017
Instrument	201708040011

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,085.00 (+1.01%)	$599,300 (-7.06%) Land $151,800 Building $447,500	$599,300 (-7.06%) Land $151,800 Building $447,500
2025	$7,014.00 (-0.89%)	$644,800 (+8.55%) Land $148,400 Building $496,400	$644,800 (+8.55%) Land $148,400 Building $496,400
2024	$7,077.00 (-2.47%)	$594,000 (-5.41%) Land $143,800 Building $450,200	$594,000 (-5.41%) Land $143,800 Building $450,200
2023	$7,256.00	$628,000 Land $159,800 Building $468,200	$628,000 Land $159,800 Building $468,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20

May also be available: Verizon.

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