20422 95th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 20422 95th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,232 sqft · built 2006
Lot Size	0.119 acres (5,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,950 (Feb 2012)
Tax Bill	$6,722 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602536-0-740`

Property Details

APN / Parcel Number

Primary APN	`602536-0-740`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,232 sqft Living Area
Gross Area	3,737 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,170 sqft (0.119 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	211 sqft
Deck Area	133 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20422 95TH AVE E
City	GRAHAM
State	WA
Zip	98338-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 43 PLAT MICHAELS LANDING LOT 74 TOG/W UND INT IN TRS B, C, G, H, I & J EASE OF REC OUT OF 04-18-04-4-019 & 8-029 SEG 2007-0256 LW09/12/06LW
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	MICHAELS LANDING
Legal Tract	B
Legal Lot Number	74
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2004
Census Tract	73124

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20422 95TH AVE E, GRAHAM, WA 98338-8484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2012 · Amount on Record
Deed Sale	Feb 29, 2012 · Amount on Record
Deed Document Number	2012908
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20422 95TH AVE E, GRAHAM, WA 98338-8484
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012020309
Date	Dec 2, 2021
Instrument	202112020309

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20422 95TH AVE E, GRAHAM, WA 98338-8484
Document Number	2004150206
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20422 95TH AVE E GRAHAM WA 983388484, GRAHAM, WA 98338-8484

Mortgage

Document Number	2004150206
Date	Apr 15, 2020
Instrument	202004150206

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,722.00 (+1.46%)	$568,900 (+0.96%) Land $149,500 Building $419,400	$568,900 (+0.96%) Land $149,500 Building $419,400
2025	$6,625.00 (-0.94%)
2024	$6,688.00 (-2.64%)	$563,500 (-5.48%) Land $141,600 Building $421,900	$563,500 (-5.48%) Land $141,600 Building $421,900
2023	$6,869.00	$596,200 Land $157,400 Building $438,800	$596,200 Land $157,400 Building $438,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20

May also be available: Verizon.

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