20417 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20417 Black Tree Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,433 sqft · built 2013
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$521,000 (Jan 2017)
Tax Bill	$8,337 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E4-24000.4290`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E4-24000.4290`
Alternative APNs	`262946E4240004290` `10561728`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,433 sqft Living Area
Gross Area	4,352 sqft
1st Floor Area	2,377 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	320 sqft
Patio Area	664 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10561728
Street Address	20417 BLACK TREE LN
City	ESTERO
State	FL
Zip	33928-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	PRESERVE AT CORKSCREW UNIT FOUR AS DESC IN INST# 2013000099057 LOT 429
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	PRESERVE AT CORKSCREW
Legal Tract	E4
Legal Block	4
Legal Lot Number	429
Legal Unit	4
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	4
Census Block	4002
Census Tract	50311

Owner

Source: Lee County records · APN 29-46-26-E4-24000.4290

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20417 BLACK TREE LN, ESTERO, FL 33928-6459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND
Jan 20, 2017	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Jan 02, 2014 · Amount on Record
Deed Document Number	201714876
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20417 BLACK TREE LN, ESTERO, FL 33928-6459
Document Number	0000071169
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20417 BLACK TREE LN ESTERO FL 339286459, ESTERO, FL 33928-6459

Mortgage

Document Number	0000071169
Date	Mar 27, 2018
Instrument	71169

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2033

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 20, 2017
Property Address	20417 BLACK TREE LN, ESTERO, FL 33928-6459
Document Number	0000014876
Instrument Date	Jan 18, 2017
Instrument	14876
Transaction Type	Transfer
Record Updated	Feb 09, 2017
Title Company	OMEGA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,647.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20417 BLACK TREE LN ESTERO FL 339286459, ESTERO, FL 33928-6459

Mortgage

Document Number	14877
Date	Jan 20, 2017
Instrument	14877

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,337.00 (+8.95%) Homeowner's exemption	$415,373 (+5.99%)	$637,596 (-4.37%) Land $116,361 Building $521,235
2023	$7,652.00 (+29.48%) Homeowner's exemption	$391,910 (+3%)	$666,725 (+25.38%) Land $133,047 Building $533,678
2022	$5,910.00 Homeowner's exemption	$380,495	$531,753 Land $108,500 Building $423,253

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Based on FCC filings for 337 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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