20410 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20410 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,433 sqft · built 2013
Lot Size0.186 acres (8,102 sqft)
Owner2 Individual Names on Record
Last Sale$770,000 (May 2025)
Tax Bill$8,300 (2025)
Deeds & MortgagesMar 2020 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-24000.2690

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-24000.2690
Alternative APNs
  • 262946E4240002690
  • 10561705

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,433 sqft Living Area
Gross Area4,505 sqft
1st Floor Area2,377 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,102 sqft (0.186 acres)
View / LotLake
Garage TypeAttached
Garage Area719 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFlorida Room
Porch Area353 sqft
Patio Area664 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10561705
Street Address20410 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionPRESERVE AT CORKSCREW UNIT FOUR AS DESC IN INST# 2013000099057 LOT 269
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number269
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20410 BLACK TREE LN, ESTERO, FL 33928-6458
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2020Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
May 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2025 · Amount on Record
Deed SaleMay 28, 2025 · Amount on Record
Prior SaleDec 23, 2013 · Amount on Record
Deed Document Number2025143574
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20410 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000070543
Instrument DateMar 6, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20410 BLACK TREE LN ESTERO FL 339286458, ESTERO, FL 33928-6458

Mortgage

Document Number0000070543
DateMar 19, 2020
Instrument70543
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 18, 2045
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20410 BLACK TREE LN, ESTERO, FL 33928-6458
Document Number0000107835
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedJun 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20410 BLACK TREE LN ESTERO FL 339286458, ESTERO, FL 33928-6458

Mortgage

Document Number0000107835
DateMay 17, 2017
Instrument107835
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 16, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,300.00 (+8.97%) Homeowner's exemption$412,551 (+5.99%)$619,048 (+1%) Land $141,151 Building $477,897
2023$7,617.00 (+29.63%) Homeowner's exemption$389,247 (+3%)$612,940 (+16.23%) Land $134,468 Building $478,472
2022$5,876.00 Homeowner's exemption$377,910$527,338 Land $113,800 Building $413,538

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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