20423 Black Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20423 Black Tree Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,529 sqft · built 2013
Lot Size0.277 acres (12,066 sqft)
Owner2 Company Names on Record
Last Sale$480,000 (Sep 2018)
Tax Bill$8,189 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E4-24000.4280

Property Details

APN / Parcel Number

Primary APN29-46-26-E4-24000.4280
Alternative APNs
  • 262946E4240004280
  • 10561727

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,529 sqft Living Area
Gross Area4,448 sqft
1st Floor Area2,377 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area12,066 sqft (0.277 acres)
Garage TypeAttached
Garage Area599 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFlorida Room
Porch Area320 sqft
Patio Area760 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10561727
Street Address20423 BLACK TREE LN
CityESTERO
StateFL
Zip33928-6459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionPRESERVE AT CORKSCREW UNIT FOUR AS DESC IN INST# 2013000099057 LOT 428
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionPRESERVE AT CORKSCREW
Legal TractE4
Legal Block4
Legal Lot Number428
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4002
Census Tract50311

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20423 BLACK TREE LN, ESTERO, FL 33928-6459
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2018 · Amount on Record
Deed SaleSep 18, 2018 · Amount on Record
Prior SaleJan 3, 2014 · Amount on Record
Deed Document Number2018223305
Last Transfer DateJan 2, 2025
Transfer Doc0000036916
Record UpdatedJun 8, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 18, 2018
Property Address20423 BLACK TREE LN, ESTERO, FL 33928-6459
Document Number0000223305
Instrument DateSep 17, 2018
Instrument223305
Transaction TypeTransfer
Record UpdatedOct 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20423 BLACK TREE LN ESTERO FL 339286459, ESTERO, FL 33928-6459

Mortgage

Document Number223306
DateSep 18, 2018
Instrument223306
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583-1382
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,189.00 (+9.01%) Homeowner's exemption$404,034 (+5.99%)$635,735 (-1.86%) Land $116,361 Building $519,374
2023$7,512.00 (+30.12%) Homeowner's exemption$381,211 (+3%)$647,812 (+25.39%) Land $134,047 Building $513,765
2022$5,773.00 Homeowner's exemption$370,108$516,657 Land $108,500 Building $408,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 47% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Tree Ln

Nearby Streets

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