Hamilton County property record for 2041 Ruby St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,144 sqft · built 1940 |
| Lot Size | 0.143 acres (6,242 sqft) |
| Owner | Company Name on Record |
| Last Sale | $110,000 (Sep 2025) |
| Tax Bill | $319 (2025) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 136L C 023 |
| Primary APN | 136L C 023 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,242 sqft (0.143 acres) |
| Lot Dimensions | 152 ft deep x 40 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000062523 |
|---|---|
| Street Address | 2041 RUBY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-4534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C2 |
| Legal Description | LOT 1 BLK 2 AMENDED ROSS ADDN PB 6 PG 24 |
| Legal Subdivision | ROSS ADDN AMENDED |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 12200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 514 TREMONT ST, 104, CHATTANOOGA, TN 37405-4188 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Deed Document Number | 2025143 |
| Deed Book / Page | 14054 / 690 |
| Prior Transfer Date | Mar 25, 2010 |
| Prior Transfer Doc | 0000000113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 24, 2025 |
| Property Address | 2041 RUBY ST, CHATTANOOGA, TN 37406-4534 |
| Document Number | 0000000143 |
| Book / Page | 14054 / 690 |
| Map Reference | MB 6 PG 24 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025092400143 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | NEXTAR TITLE AND ESCROW LLC, NEXT TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 TREMONT ST STE 104, 104, CHATTANOOGA, TN 37405-4188 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $319.00 (+65.28%) | $21,075 (+143.64%) | $84,300 (+143.64%) Land $25,000 Building $59,300 |
| 2024 | $193.00 | $8,650 (-) | $34,600 (-) Land $7,500 Building $27,100 |
| 2023 | $193.00 | $8,650 (-) | $34,600 (-) Land $7,500 Building $27,100 |
| 2022 | $193.00 | $8,650 | $34,600 Land $7,500 Building $27,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1996–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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