Hamilton County property record for 2038 Ruby St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,189 sqft · built 1940 |
| Lot Size | 0.164 acres (7,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,500 (Apr 1997) |
| Tax Bill | $344 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 136L B 016 |
| Primary APN | 136L B 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,185 sqft (0.164 acres) |
| Lot Dimensions | 143 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000062501 |
|---|---|
| Street Address | 2038 RUBY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 2 BLK 5 AMENDED ROSS ADDN PB6 PG24 |
| Legal Subdivision | ROSS ADDN AMENDED |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2038 RUBY ST, CHATTANOOGA, TN 37406-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1997 · Amount on Record |
| Deed Sale | Apr 1, 1997 · Amount on Record |
| Prior Sale | Dec 18, 1996 · Amount on Record |
| Deed Document Number | 383730 |
| Deed Book / Page | 4845 / 241 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $344.00 (+51.54%) | $22,700 (+123.65%) | $90,800 (+123.65%) Land $25,000 Building $65,800 |
| 2024 | $227.00 | $10,150 (-) | $40,600 (-) Land $7,500 Building $33,100 |
| 2023 | $227.00 | $10,150 (-) | $40,600 (-) Land $7,500 Building $33,100 |
| 2022 | $227.00 | $10,150 | $40,600 Land $7,500 Building $33,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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