St. Johns County property record for 2041 E Clovelly Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,627 sqft · built 2002 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,400 (Jan 2003) |
| Tax Bill | $4,979 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009972-6970 |
| Primary APN | 009972-6970 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,627 sqft Living Area |
| Gross Area | 4,830 sqft |
| 1st Floor Area | 2,651 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 792 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 589 sqft |
| Deck Area | Deck Area |
| Patio Area | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2041 E CLOVELLY LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 40/89-100 SOUTH HAMPTON UNIT 2B LOT 697 OR1888/1635 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 25 |
| Legal Subdivision | SOUTH HAMPTON UNIT 2-B |
| Legal Block | 3 |
| Legal Lot Number | 697 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20907 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2041 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2003 · Amount on Record |
| Deed Sale | Jan 30, 2003 · Amount on Record |
| Deed Document Number | 20036461 |
| Deed Book / Page | 1888 / 1635 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2041 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Document Number | 0048961089 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 2041 E CLOVELLY LN ST AUGUSTINE FL 320921093, ST AUGUSTINE, FL 32092-1093 |
| Document Number | 0048961089 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 004896/001089 |
| Instrument | 17950 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2041 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Document Number | 0048650095 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2041 E CLOVELLY LN ST AUGUSTINE FL 320921093, ST AUGUSTINE, FL 32092-1093 |
| Document Number | 0048650095 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 004865/000095 |
| Instrument | 2833 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,024 (+2.7%) | $599,209 (-5.29%) Land $130,000 Building $469,209 | |
| 2025 | $4,979.00 (+12.27%) Homeowner's exemption | $383,665 (+2.9%) | $632,656 (+5.66%) Land $130,000 Building $502,656 |
| 2024 | $4,435.00 (+1.98%) Homeowner's exemption | $372,852 (+3%) | $598,778 (+1.19%) Land $120,000 Building $478,778 |
| 2023 | $4,349.00 (+2.81%) Homeowner's exemption | $361,992 (+3%) | $591,722 (+8.28%) Land $130,000 Building $461,722 |
| 2022 | $4,230.00 Homeowner's exemption | $351,449 | $546,475 Land $106,400 Building $440,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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