St. Johns County property record for 2045 E Clovelly Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,839 sqft · built 2004 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | Company Name on Record |
| Last Sale | $785,000 (Aug 2021) |
| Tax Bill | $9,501 (2025) |
| Deeds & Mortgages | May 2023 Transfer Aug 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 009972-6980 |
| Primary APN | 009972-6980 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,839 sqft Living Area |
| Gross Area | 4,933 sqft |
| 1st Floor Area | 2,525 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,681 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 706 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 444 sqft |
| Deck Area | Deck Area |
| Patio Area | 650 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2045 E CLOVELLY LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 40/89-100 SOUTH HAMPTON UNIT 2B LOT 698 OR5342/1389 & 5755/1440(Q/C) |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 25 |
| Legal Subdivision | SOUTH HAMPTON UNIT 2-B |
| Legal Block | 3 |
| Legal Lot Number | 698 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20907 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2045 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 11, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 13, 2021 | Warranty Deed, Transfer US PATRIOT TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Jun 3, 2015 · Amount on Record |
| Deed Document Number | 202189583 |
| Deed Book / Page | 5342 / 1389 |
| Last Transfer Date | Apr 28, 2023 |
| Transfer Doc | 0057551440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 11, 2023 |
| Property Address | 2045 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Document Number | 0057551440 |
| Book / Page | 5755 / 1440 |
| Map Reference | MB 40 PG 89-100 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023036048 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2045 E CLOVELLY LN, ST AUGUSTINE, FL 32092-1093 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2045 E CLOVELLY LN, ST AUGUSTINE, FL 32092-1093 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 13, 2021 |
| Property Address | 2045 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093 |
| Document Number | 0053421389 |
| Book / Page | 5342 / 1389 |
| Map Reference | MB 40 PG 89-100 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021089583 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2045 E CLOVELLY LN, ST AUGUSTINE, FL 32092-1093 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2045 E CLOVELLY LN, ST AUGUSTINE, FL 32092-1093 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $694,090 (-3.51%) Land $130,000 Building $564,090 | $694,090 (-3.51%) Land $130,000 Building $564,090 | |
| 2025 | $9,501.00 (+6.66%) Homeowner's exemption | $719,375 (+1.56%) | $719,375 (+1.56%) Land $130,000 Building $589,375 |
| 2024 | $8,908.00 (+1.86%) | ||
| 2023 | $8,745.00 (+0.66%) Homeowner's exemption | $708,303 (+1.22%) | $708,303 (+1.22%) Land $130,000 Building $578,303 |
| 2022 | $8,688.00 Homeowner's exemption | $699,735 | $699,735 Land $106,400 Building $593,335 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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