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2028 E Clovelly Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2028 E Clovelly Ln, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 4,072 sqft · built 2006
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$693,700 (Apr 2006)
Tax Bill$5,997 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN009972-7070

Property Details

APN / Parcel Number

Primary APN009972-7070

Interior

Bedrooms6 Beds
Full Baths5 Baths
Plumbing Fixtures19 Plumbing Fixtures
Stories1 Story
Building Area4,072 sqft Living Area
Gross Area4,800 sqft
1st Floor Area2,768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchFinished/Open Porch
Porch Area327 sqft
Deck AreaDeck Area
Patio Area486 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2028 E CLOVELLY LN
CitySAINT AUGUSTINE
StateFL
Zip32092-1093
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description40/89-100 SOUTH HAMPTON UNIT 2B LOT 707 OR2693/54
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSOUTH HAMPTON UNIT 2-B
Legal Block3
Legal Lot Number707
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3001
Census Tract20907

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2028 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2006 · Amount on Record
Deed SaleApr 28, 2006 · Amount on Record
Deed Document Number200631891
Deed Book / Page2693 / 54
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2028 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2028 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093

Mortgage

Document Number0057580441
DateMay 16, 2023
Book Page5758/441
Instrument2023037426
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2043

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2028 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2028 E CLOVELLY LN, SAINT AUGUSTINE, FL 32092-1093

Mortgage

Document Number0050270293
DateAug 27, 2020
Book Page5027/293
Instrument2020072302
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$471,605 (+2.7%)$682,961 (-2%) Land $130,000 Building $552,961
2025$5,997.00 (+11.99%) Homeowner's exemption$459,206 (+2.9%)$696,912 (+0.07%) Land $130,000 Building $566,912
2024$5,355.00 (+1.92%) Homeowner's exemption$446,264 (+3%)$696,432 (+3.11%) Land $120,000 Building $576,432
2023$5,254.00 (+2.7%) Homeowner's exemption$433,266 (+3%)$675,422 (+9.72%) Land $130,000 Building $545,422
2022$5,116.00 Homeowner's exemption$420,647$615,559 Land $106,400 Building $509,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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