20405 Spruce Rd, Big Rapids, MI 49307 Property Records

Mecosta County property record for 20405 Spruce Rd, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Tax Bill	$1,672 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01 034 034 050`

Property Details

APN / Parcel Number

Primary APN	`01 034 034 050`

Interior

Full Baths	1 Bath
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Architectural Style	Ranch
Lot Area	36,155 sqft (0.83 acres)
Garage Area	3,464 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20405 SPRUCE RD
City	BIG RAPIDS
State	MI
Zip	49307-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 34 T16N R10W BEG AT NE COR BURGESS RIVERVIE PLAT TH E 100 FT TH S 363 FT TH W 100 FT TH N 363 FT TO POB IN GOVT LOT 2
Legal Range	10W
Legal Township	16N
Legal Section	34
Jurisdiction	MECOSTA MI
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2023
Census Tract	960400

Owner

Source: Mecosta County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20405 SPRUCE RD, BIG RAPIDS, MI 49307-9731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 16, 2010
Transfer Doc	0000001752
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Green Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,900 (+2.75%)	$253,800 (+2.75%)
2025	$1,672.00 (+2.26%) Homeowner's exemption	$123,500 (+24.62%)	$247,000 (+24.62%)
2024	$1,635.00
2023		$99,100	$198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY MANOR private · serves 190 people · EPA ID MI0040656
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	19 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30