Mecosta County property record for 20287 Spruce Rd, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1980 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,000 (May 2017) |
| Tax Bill | $1,349 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 041 007 000 |
| Primary APN | 01 041 007 000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 20287 SPRUCE RD |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 T16N R10W BURGESS RIVIERA LOT 7 |
| Legal Range | 10W |
| Legal Township | 16N |
| Legal Section | 34 |
| Legal Subdivision | BURGESS RIVIERA |
| Legal Lot Number | 7 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 960400 |
20287 Spruce Rd is owned and occupied by an individual who bought it in May 2017.
Source: Mecosta County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20287 SPRUCE RD, BIG RAPIDS, MI 49307-9735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on File |
| Deed Sale | May 17, 2017 · Amount on File |
| Prior Sale | Mar 26, 2013 · Amount on File |
| Deed Document Number | 20173833 |
| Deed Book / Page | 875 / 747 |
| Prior Transfer Date | May 19, 2015 |
| Prior Transfer Doc | 00860/2719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | May 17, 2017 |
| Property Address | 20287 SPRUCE RD, BIG RAPIDS, MI 49307-9735 |
| Document Number | 00875/0747 |
| Book / Page | 875 / 0747 |
| Map Reference | LB6 PG11 |
| Instrument Date | May 15, 2017 |
| Instrument | 201700003833 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | BEST HOME TITLE, BEST HOMES TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $722.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20287 SPRUCE RD, 20287, BIG RAPIDS, MI 49307-9735 |
| Name | Verified Name |
|---|---|
| Address | 19224 ORONO RD, REED CITY, MI 49677-8202 |
| Document Number | 201700003834 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 201700003834 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 20287 Spruce Rd was $1,349 with a homeowner's exemption, up 2.3% from the year before.
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Green Charter Township |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,300 (+4.42%) | $160,600 (+4.42%) | |
| 2025 | $1,349.00 (+2.27%) Homeowner's exemption | $76,900 | $153,800 |
| 2024 | $1,319.00 | ||
| 2023 | $63,300 | $126,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20287 Spruce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20287 Spruce Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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