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2040 W River Rd S, Elyria, OH 44035 Property Records

Lorain County property record for 2040 W River Rd S, Elyria, OH 44035 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 2,880 sqft · built 1945
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Nov 2018)
Tax Bill$2,589 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-00-003-111-009

Property Details

APN / Parcel Number

Primary APN10-00-003-111-009

Interior

Bedrooms1 Bed
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,880 sqft Living Area
Gross Area2,930 sqft
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeFrame
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions253 ft deep x 75 ft wide

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area146 sqft
Deck Area50 sqft
Patio Area905 sqft
Balcony Area50 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address2040 W RIVER RD S
CityELYRIA
StateOH
Zip44035-6942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRANK POLLEN SUB 75 X 253
Legal SubdivisionFRANK POLLEN SUB
Legal Block111
Legal Lot Number2
JurisdictionLORAIN OH
Township / Civil DivisionCARLISLE
Census Block Group2
Census Block2017
Census Tract71500

Owner

Source: Lorain County records · APN 10-00-003-111-009

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2040 W RIVER RD S, ELYRIA, OH 44035-6942
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
May 03, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
THIRD FSLA OF CLEVELAND
Nov 07, 2018Fiduciary Deed, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2018 · Amount on Record
Deed SaleNov 07, 2018 · Amount on Record
Deed Document Number2018694259
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 03, 2022
Property Address2040 W RIVER RD S, ELYRIA, OH 44035-6942
Document Number0000873599
Map ReferenceVOL 17 PG 5
Instrument DateApr 28, 2022
Instrument2022-0873599
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyRIVERVIEW TITLE AGENCY INC, ERIEVIEW TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2040 W RIVER RD S, ELYRIA, OH 44035-6942
InvestorPossibly a Property Investor

Mortgage

Document Number0000873600
DateMay 03, 2022
Instrument2022-0873600
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

November 2018: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLORAIN OH
Recording DateNov 07, 2018
Property Address2040 W RIVER RD N, ELYRIA, OH 44035
Document Number0000694259
Map ReferenceVOL17 PG5
Instrument DateOct 29, 2018
Instrument2018-0694259
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000694260
DateNov 07, 2018
Instrument2018-0694260
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictKeystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,589.00 Homeowner's exemption$65,290 (+%) Land $11,000 Building $54,290$186,540 (-) Land $31,420 Building $155,120
2024$2,589.00 (+3.31%)$65,289 (+28.14%) Land $10,997 Building $54,292$186,540 (+28.14%) Land $31,420 Building $155,120
2023$2,506.00 (+0.76%)$50,950 (-) Land $11,487 Building $39,463$145,570 (-) Land $32,820 Building $112,750
2022$2,487.00$50,950 Land $11,490 Building $39,460
2021$145,570 Land $32,820 Building $112,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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