Lorain County property record for 2020 W River Rd S, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1954 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,500 (Jul 2015) |
| Tax Bill | $2,055 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00-003-111-007 |
| Primary APN | 10-00-003-111-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 3,264 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 195 ft deep x 100 ft wide |
| Garage Type | Basement |
| Garage Area | 220 sqft |
| Porch | Open Porch |
| Porch Area | 329 sqft |
| Patio Area | 144 sqft |
| Heating System | HVAC |
|---|
| Street Address | 2020 W RIVER RD S |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANK POLEN 100 X 195 |
| Legal Subdivision | FRANK POLEN SUBDIVISION OF SECTION 3 |
| Legal Block | 111 |
| Legal Lot Number | 4 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 70300 |
Source: Lorain County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2020 W RIVER RD S, ELYRIA, OH 44035-6942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2015 · Amount on Record |
| Deed Sale | Jul 15, 2015 · Amount on Record |
| Deed Document Number | 2015002990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2020 W RIVER RD S, ELYRIA, OH 44035-6942 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000866886 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-0866886 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,055.00 | $51,550 (+0.01%) Land $11,110 Building $40,440 | $147,270 (-) Land $31,730 Building $115,540 |
| 2024 | $2,055.00 (+5.71%) | $51,545 (+31.12%) Land $11,106 Building $40,439 | $147,270 (+31.12%) Land $31,730 Building $115,540 |
| 2023 | $1,944.00 (+0.78%) | $39,312 (+0.01%) Land $11,599 Building $27,713 | $112,320 (-) Land $33,140 Building $79,180 |
| 2022 | $1,929.00 | $39,310 Land $11,600 Building $27,710 | |
| 2021 | $112,320 Land $33,140 Building $79,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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