2019 W River Rd S, Elyria, OH 44035 Property Records

Lorain County property record for 2019 W River Rd S, Elyria, OH 44035 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,062 sqft · built 1980
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jan 2019)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-003-101-021`

Property Details

APN / Parcel Number

Primary APN	`10-00-003-101-021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,198 sqft
Basement Area	200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1986
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	199 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	126 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2019 W RIVER RD S
City	ELYRIA
State	OH
Zip	44035-6941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANK POLEN SUB 100.00 X 198.98
Legal Subdivision	FRANK POLEN SUB
Legal Block	101
Legal Lot Number	17
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2035
Census Tract	70300

Owner

Source: Lorain County records · APN 10-00-003-101-021

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2019 W RIVER RD S, ELYRIA, OH 44035-6941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Oct 29, 1999 · Amount on Record
Deed Document Number	2019701711
Prior Transfer Date	Jan 17, 2019
Prior Transfer Doc	20190701711
Record Updated	Jun 08, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 18, 2019
Property Address	2019 W RIVER RD N, ELYRIA, OH 44035
Document Number	0000701711
Instrument Date	Jan 17, 2019
Instrument	701711
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2019 W RIVER RD S ELYRIA OH 440356941, ELYRIA, OH 44035-6941

Mortgage

Document Number	701712
Date	Jan 18, 2019
Instrument	701712

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (-2.24%) Homeowner's exemption	$74,910 (%) Land $8,530 Building $66,380	$214,030 (-) Land $24,370 Building $189,660
2024	$3,032.00 (+3.45%)	$74,911 (+25.35%) Land $8,530 Building $66,381	$214,030 (+25.35%) Land $24,370 Building $189,660
2023	$2,931.00 (+0.76%)	$59,763 (-0.01%) Land $9,755 Building $50,008	$170,750 (-) Land $27,870 Building $142,880
2022	$2,909.00	$59,770 Land $9,760 Building $50,010
2021			$170,750 Land $27,870 Building $142,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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