204 Willard Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 204 Willard Ave, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1952
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Dec 2025)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-14-407-012`

Property Details

APN / Parcel Number

Primary APN	`22-14-407-012`
Alternative APN	`18-14-430-008`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	204 WILLARD AVE
City	OTTAWA
State	IL
Zip	61350-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC CARTY & WHITE'S SUB, LT 1 BLK 7 SEC 14-33-3
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	MCCARTY & WHITES SUB
Legal Block	7
Legal Lot Number	1
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	3
Census Block	3033
Census Tract	963600

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 WILLARD AVE, OTTAWA, IL 61350-4453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	202513331
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Dec 12, 2025
Property Address	204 WILLARD AVE, OTTAWA, IL 61350-4453
Document Number	0202513331
Map Reference	MB S PG 11
Instrument Date	Dec 5, 2025
Instrument	2025-13331
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WILLARD AVE, OTTAWA, IL 61350-4453

Mortgage

Document Number	0202513332
Date	Dec 12, 2025
Instrument	2025-13332

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 11, 2022
Property Address	204 WILLARD AVE, OTTAWA, IL 61350-4453
Document Number	0202213009
Map Reference	MB S PG 11
Instrument Date	Oct 7, 2022
Instrument	2022-13009
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 W BRIDGE ST, 1014, STREATOR, IL 61364-2634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WILLARD AVE, OTTAWA, IL 61350-4453

Mortgage

Document Number	0202213010
Date	Oct 11, 2022
Instrument	2022-13010

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,510.00 (+6.92%)	$50,789 (+8.5%) Land $6,402 Building $44,387	$152,367 (+8.5%) Land $19,206 Building $133,161
2024	$4,218.00	$46,810 (+8.74%) Land $5,900 Building $40,910	$140,430 (+8.74%) Land $17,700 Building $122,730
2023		$43,048 (+9.53%) Land $5,426 Building $37,622	$129,144 (+9.53%) Land $16,278 Building $112,866
2022		$39,303 Land $10,352 Building $28,951	$117,909 Land $31,056 Building $86,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Nearby Properties on Willard Ave

Nearby Streets

All Ottawa, IL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures