202 Willard Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 202 Willard Ave, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,121 sqft · built 1956
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Oct 2025)
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-14-407-023`

Property Details

APN / Parcel Number

Primary APN	`22-14-407-023`
Alternative APN	`18-14-430-009`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,121 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	202 WILLARD AVE
City	OTTAWA
State	IL
Zip	61350-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCARTY & WHITE'S SUB, LT 3 BLK 4 SEC 14-33-3
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	MCCARTY & WHITES SUB
Legal Block	4
Legal Lot Number	3
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	3
Census Block	3033
Census Tract	963600

Owner

Source: LaSalle County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 WILLARD AVE, OTTAWA, IL 61350-4453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CU
Aug 17, 2021	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OTTAWA
Apr 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	202510557
Prior Transfer Date	Apr 27, 2021
Prior Transfer Doc	202106630
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 3, 2025
Property Address	202 WILLARD AVE, OTTAWA, IL 61350-4453
Document Number	0202510557
Map Reference	MB 1059 PG 245
Instrument Date	Sep 17, 2025
Instrument	2025-10557
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 WILLARD AVE, OTTAWA, IL 61350-4453

Mortgage

Document Number	0202510558
Date	Oct 3, 2025
Instrument	2025-10558

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Aug 17, 2021
Property Address	202 WILLARD AVE, OTTAWA, IL 61350-4453
Document Number	202113003
Map Reference	MB B PG 11
Instrument Date	Aug 17, 2021
Instrument	2021-13003
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 WILLARD AVE, OTTAWA, IL 61350-4453

Mortgage

Document Number	202113004
Date	Aug 17, 2021
Instrument	2021-13004

Lender

Name	FIRST NATIONAL BANK OTTAWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.63%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Apr 30, 2021
Property Address	202 WILLARD AVE, OTTAWA, IL 61350-4453
Document Number	202106630
Map Reference	MB B PG 11
Instrument Date	Apr 27, 2021
Instrument	2021-06630
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 WILLARD AVE, OTTAWA, IL 61350-4453

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,090.00 (+6.78%)	$56,548 (+8.5%) Land $6,703 Building $49,845	$169,644 (+8.5%) Land $20,109 Building $149,535
2024	$4,767.00	$52,118 (+8.74%) Land $6,178 Building $45,940	$156,354 (+8.74%) Land $18,534 Building $137,820
2023		$47,929 (+9.53%) Land $5,681 Building $42,248	$143,787 (+9.53%) Land $17,043 Building $126,744
2022		$43,759 Land $8,462 Building $35,297	$131,277 Land $25,386 Building $105,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	1,000 / 1,000
Mediacom Communications Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

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