LaSalle County property record for 123 Willard Ave, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft · built 1950 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,500 (Sep 2005) |
| Tax Bill | $5,601 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-14-414-019 |
| Primary APN | 22-14-414-019 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,440 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 123 WILLARD AVE |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-4450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MC CARTY & WHITE SUB W1/2 LT 5 & ALL LT 6 BLK 3 & COLLEGE HILL SUB N1.4' W72.7' LT 1 BLK 16 SEC 14-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 14 |
| Legal Subdivision | MC CARTY & WHITE SUB |
| Legal Block | 3,16 |
| Legal Lot Number | 5-1 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | SOUTH OTTAWA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 963500 |
Source: LaSalle County assessment roll, APN 22-14-414-019, as of June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 WILLARD AVE, OTTAWA, IL 61350-4450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CU |
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2005 · Amount on Record |
| Deed Sale | Sep 13, 2005 · Amount on Record |
| Deed Document Number | 200524239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 123 WILLARD AVE, OTTAWA, IL 61350-4450 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202511535 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-11535 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 123 WILLARD AVE, OTTAWA, IL 61350-4450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202203658 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-03658 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 12, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 123 WILLARD AVE, OTTAWA, IL 61350-4450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202007904 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 202007904 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 123 WILLARD AVE, OTTAWA, IL 61350-4450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202007904 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 202007904 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: LaSalle County assessment roll as of June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | South Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,601.00 (+6.67%) | $63,092 (+17.98%) Land $8,837 Building $54,255 | $189,276 (+17.98%) Land $26,511 Building $162,765 |
| 2024 | $5,251.00 | ||
| 2023 | $53,476 (+9.53%) Land $7,490 Building $45,986 | $160,428 (+9.53%) Land $22,470 Building $137,958 | |
| 2022 | $48,823 Land $7,575 Building $41,248 | $146,469 Land $22,725 Building $123,744 |
Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), as of March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 555 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system IL0990800, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OTTAWA serves 18,097 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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