Berrien County property record for 204 State St, Saint Joseph, MI 49085
| Property Type | Office Building |
|---|---|
| Details | 3,168 sqft · built 1900 |
| Lot Size | 0.036 acres (1,568 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,302 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-0340-0132-01-9 |
| Primary APN | 76-0340-0132-01-9 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,168 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 1,568 sqft (0.036 acres) |
| Lot Dimensions | 72 ft deep x 22 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 204 STATE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1127 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | D |
| Legal Description | THE SWLY 22'OF SELY 72'OF LOT 132 ORIGINAL PLAT OF CITY OF ST JOSEPH WHOSE NELY & NWLY BDRS ARE PAR TO SWLY & SELY BDRS RESPECTIVELY OF LOT 132 |
| Legal Subdivision | NEWBERRYPORT |
| Legal Lot Number | 132 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 801 |
204 State St, a commercial property, is owned by a company that acquired it in January 2016.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 290, SAINT JOSEPH, MI 49085-0290 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Mar 2, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2008 |
| Deed Sale | Sep 8, 2008 |
| Prior Sale | Sep 13, 2007 · Amount on File |
| Deed Book / Page | 2857 / 1092 |
| Last Transfer Date | Jan 8, 2016 |
| Transfer Doc | 03125/1832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 204 STATE ST, SAINT JOSEPH, MI 49085-1127 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003398/597 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 3398/597 |
| Instrument | 2023372681 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Feb 10, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 2, 2020 |
| Property Address | 204 STATE ST, SAINT JOSEPH, MI 49085-1127 |
| Document Number | 03266/2727 |
| Book / Page | 3266 / 2727 |
| Map Reference | LB E PG 564 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 290, SAINT JOSEPH, MI 49085-0290 |
The 2025 property tax bill for 204 State St was $7,302, up 2.5% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,900 (+17.41%) | $439,800 (+17.41%) | |
| 2025 | $7,302.00 (+2.53%) | $187,300 | $374,600 |
| 2024 | $7,122.00 | ||
| 2023 | $156,200 (-3.64%) | $312,400 (-3.64%) | |
| 2022 | $6,871.00 (+9.46%) | $162,100 | $324,200 |
| 2021 | $6,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 204 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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