Berrien County property record for 203 State St, Saint Joseph, MI 49085
| Property Type | Commercial |
|---|---|
| Details | built 1910 |
| Lot Size | 0.421 acres (18,339 sqft) |
| Owner | Company Name on File |
| Last Sale | $100 (Jan 1998) |
| Tax Bill | $45,797 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-0340-0163-01-1 |
| Primary APN | 76-0340-0163-01-1 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 18,339 sqft (0.421 acres) |
| Lot Dimensions | 111 ft deep x 148 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 203 STATE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1126 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | D |
| Legal Description | ENTIRE LOT 163 & PT OF LOTS 162 & 164 ORIGINAL PLAT OF CITY OF ST JOSEPH ALL DES AS COM AT NELY COR LOT 162 TH N 60DEG W |
| Legal Subdivision | ORIGINAL OF CITY OF ST JOSEPH |
| Legal Lot Number | 162-164 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 801 |
Source: Berrien County assessment roll, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 610 SHIP ST, 200, SAINT JOSEPH, MI 49085-2285 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 2, 1998 · Amount on Record |
| Deed Sale | Jan 2, 1998 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 203 STATE ST, SAINT JOSEPH, MI 49085-1126 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03306/2129 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 3306/2129 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH BEND, IN 46601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,045,000 (+49.54%) | $2,090,000 (+49.54%) | |
| 2025 | $45,797.00 (+23.13%) | ||
| 2023 | $698,800 | $1,397,600 | |
| 2022 | $37,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
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