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201 State St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 201 State St, Saint Joseph, MI 49085

Property Summary

Property TypeRestaurant
Details2,486 sqft · built 1930
Lot Size0.029 acres (1,263 sqft)
OwnerCompany Name on File
Last Sale$357,000 (Mar 2024)
Tax Bill$6,506 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN76-0340-0162-00-7

Property Details

APN / Parcel Number

Primary APN76-0340-0162-00-7
Alternative APN
  • 11-76-0340-0162-00-7

Interior

Stories2 Stories
Building Area2,486 sqft Total Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Fire ResistanceMasonry Walls, Wood Interior
Lot Area1,263 sqft (0.029 acres)
Lot Dimensions40.9 ft deep x 30.5 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address201 STATE ST
CitySAINT JOSEPH
StateMI
Zip49085-1126
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeD
Legal DescriptionCOM AT NWLY COR OF LOT 162 ORIGINAL PLAT OF CITY OF ST JOSEPH TH S60DEG E ALONG SHIP ST 40.95' TH S30DEG W PAR TO STATE ST 30.5' TH N60 DEG W 40.95' TH N30DEG E 30.5'TO BEG
Legal SubdivisionORIGINAL OF CITY OF ST JOSEPH
Legal Lot Number162
Legal Unit162
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2018
Census Tract801

Owner

201 State St, a commercial property, is owned by a company that bought it in March 2024.

Source: Berrien County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address1313 N MAPLE AVE, ROYAL OAK, MI 48067-4314
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2024 · Amount on File
Deed SaleMar 6, 2024 · Amount on File
Prior SaleAug 16, 2002
Deed Document Number2024399299
Deed Book / Page3421 / 3222
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMar 6, 2024
Property Address201 STATE ST, SAINT JOSEPH, MI 49085-1126
Document Number03421/3222
Book / Page3421 / 3222
Map ReferenceLB E PG 564
Instrument DateFeb 29, 2024
Instrument2024399299
Transaction TypeTransfer
Record UpdatedApr 3, 2024
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,677.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 STATE ST, SAINT JOSEPH, MI 49085-1126

Mortgage

Document Number2024399300
DateMar 6, 2024
Instrument2024399300
Lender
NameHORIZON BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term239 Months
DueFeb 28, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 201 State St was $6,506.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,800$229,600
2025$6,506.00
2023$89,300$178,600
2022$4,692.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 201 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH
serves 7,930 people · EPA ID MI0006310
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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