204 Spruce Cir, Simi Valley, CA 93065 Property Records

Ventura County property record for 204 Spruce Cir, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,306 sqft · built 2001
Lot Size	0.322 acres (14,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$951,000 (Jan 2019)
Tax Bill	$12,414 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`596-0-270-065`

Property Details

APN / Parcel Number

Primary APN	`596-0-270-065`
Alternative APN	`6850120340`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,306 sqft Living Area
1st Floor Area	2,218 sqft
2nd Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	14,022 sqft (0.322 acres)
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Deck Area	156 sqft
Patio Area	300 sqft

Location & Zoning

Street Address	204 SPRUCE CIR
City	SIMI VALLEY
State	CA
Zip	93065-7376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 458309 LOT: 383 REF: 139MR 36
Legal Tract	458309
Legal Block	270
Legal Lot Number	383
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	4
Census Block	4014
Census Tract	7507

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 SPRUCE CIR, SIMI VALLEY, CA 93065-7376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Jan 11, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF CALIFORNIA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	20193063
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	204 SPRUCE CIR, SIMI VALLEY, CA 93065-7376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028996
Date	Feb 26, 2020
Instrument	20200226-00028996

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	204 SPRUCE CIR, SIMI VALLEY, CA 93065-7376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054777
Date	May 17, 2019
Instrument	20190517-00054777

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	204 SPRUCE CIR, SIMI VALLEY, CA 93065-7376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117662
Date	Aug 5, 2020
Instrument	20200805-00117662

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 11, 2019
Property Address	204 SPRUCE CIR, SIMI VALLEY, CA 93065-7376
Document Number	0000003063
Instrument Date	Nov 30, 2018
Instrument	3063
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	CONSUMERS TITLE COMPANY, CONSUMERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 SPRUCE CIR SIMI VALLEY CA 930657376, SIMI VALLEY, CA 93065-7376

Mortgage

Document Number	3064
Date	Jan 11, 2019
Instrument	3064

Lender

Name	BANK OF CALIFORNIA NA
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,090,102 (+2%) Land $703,176 Building $386,926
2025	$12,414.00 (+1.13%) Homeowner's exemption	$1,068,728 (+4.04%) Land $689,388 Building $379,340
2024	$12,275.00 (+6.3%)
2023	$11,548.00 (-0.04%) Homeowner's exemption	$1,027,229 Land $662,619 Building $364,610
2022	$11,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Rocket Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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