204 S Mill St, Flora, IL 62839 Property Records

Clay County property record for 204 S Mill St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 881 sqft · built 1890
Lot Size	0.211 acres (9,205 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Dec 2021)
Tax Bill	$381 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-25-327-015`

Property Details

APN / Parcel Number

Primary APN	`10-25-327-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	881 sqft Living Area
Basement Area	330 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	9,205 sqft (0.211 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	204 S MILL ST
City	FLORA
State	IL
Zip	62839-2128
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	WILLIAM WHITE'S 4TH ADDN 15' S SIDE LOT 10 & ALL LOT 11
Legal Subdivision	WILLIAM WHITES 4TH ADD
Legal Lot Number	10-11
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2045
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-327-015

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 S MILL ST, FLORA, IL 62839-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2021 · Amount on Record
Deed Sale	Dec 03, 2021 · Amount on Record
Prior Sale	Jul 29, 2008
Deed Document Number	2021203568
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Dec 03, 2021
Property Address	204 S MILL ST, FLORA, IL 62839-2128
Document Number	0000203568
Instrument Date	Nov 22, 2021
Instrument	203568
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 S MILL ST, FLORA, IL 62839-2128

Mortgage

Document Number	0000203569
Date	Dec 03, 2021
Instrument	203569

Lender

Name	CLAY CITY BANKING CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,911 (+32.74%) Land $2,508 Building $9,403	$35,733 (+32.74%) Land $7,524 Building $28,209
2024	$381.00 (+27%)
2022	$300.00 (-74.4%) Homeowner's exemption	$8,973 Land $1,848 Building $7,125	$26,919 Land $5,544 Building $21,375
2021	$1,172.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Telephone Cooperative Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Delta Communications.

Based on FCC filings for 346 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FLORA serves 5,233 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.