Clay County property record for 130 S Mill St, Flora, IL 62839
| Property Type | Commercial |
|---|---|
| Lot Size | 0.606 acres (26,409 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,507 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-326-002 |
| Primary APN | 10-25-326-002 |
|---|
| Lot Area | 26,409 sqft (0.606 acres) |
|---|
| Street Address | 130 S MILL ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WILLIAM WHITE'S 1ST ADDN ALL LOT 1 & 24' E SIDE LOT 2 |
| Legal Subdivision | WILLIAM WHITES 1ST ADD |
| Legal Lot Number | 1-2,24 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-326-002
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 400 PRESLEY AVE, FLORA, IL 62839-1226 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK |
| Oct 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK |
| Nov 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2014 |
| Deed Sale | May 19, 2014 |
| Deed Document Number | 2014183242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 130 S MILL ST, FLORA, IL 62839 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | D191938 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | D191938 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 130 S MILL ST, FLORA, IL 62839 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | D195195 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | D195195 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 03, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 130 S MILL ST, FLORA, IL 62839 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | D192901 |
|---|---|
| Date | Nov 07, 2017 |
| Instrument | D192901 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 130 S MILL ST, FLORA, IL 62839 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | D198595 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | D198595 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $254,644 (+9.92%) Land $4,286 Building $250,358 | $763,932 (+9.92%) Land $12,858 Building $751,074 | |
| 2024 | $10,507.00 (+3.35%) | ||
| 2022 | $10,166.00 (-0.75%) | $231,673 Land $3,868 Building $227,805 | $695,019 Land $11,604 Building $683,415 |
| 2021 | $10,243.00 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Delta Communications.
Based on FCC filings for 346 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLORA serves 5,233 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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