Clay County property record for 131 S Mill St, Flora, IL 62839 · Last verified July 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 690 sqft · built 1930 |
| Lot Size | 0.143 acres (6,261 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,500 (Jul 2020) |
| Tax Bill | $682 (2024) |
| Deeds & Mortgages | Apr 2019 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-327-003 |
| Primary APN | 10-25-327-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 690 sqft Living Area |
| Attic | Attic |
| Attic Area | 690 sqft |
| Basement Area | 690 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 6,261 sqft (0.143 acres) |
| Porch | Slab |
| Porch Area | 126 sqft |
| Patio Area | 230 sqft |
| Street Address | 131 S MILL ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2127 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | WILLIAM WHITE'S 4TH ADDN LOT 9 EX 12' OFF S SIDE FOR ALLEY |
| Legal Subdivision | WILLIAM WHITES 4TH ADD |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-327-003
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 131 S MILL ST, FLORA, IL 62839-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 15, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on Record |
| Deed Sale | Jul 28, 2020 · Amount on Record |
| Prior Sale | May 01, 2012 · Amount on Record |
| Deed Document Number | 2020199502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 131 S MILL ST, FLORA, IL 62839-2127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | D196423 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | D196423 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 08, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 28, 2020 |
| Property Address | 131 S MILL ST, FLORA, IL 62839-2127 |
| Document Number | 199502 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 199502 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 S MILL ST, FLORA, IL 62839-2127 |
| Document Number | 199503 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 199503 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Number | 0000199504 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 199504 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Oct 15, 2018 |
| Property Address | 131 S MILL ST, FLORA, IL 62839-2127 |
| Document Number | D195238 |
| Instrument Date | Jun 08, 2018 |
| Instrument | D195238 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1564 DANDELION RD, CLAY CITY, IL 62824-2260 |
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,035 (+31.96%) Land $1,980 Building $14,055 | $48,105 (+31.96%) Land $5,940 Building $42,165 | |
| 2024 | $682.00 (+16.58%) | ||
| 2022 | $585.00 (+11.22%) Homeowner's exemption | $12,151 Land $1,501 Building $10,650 | $36,453 Land $4,503 Building $31,950 |
| 2021 | $526.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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