204 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 204 Rustic Oak Ln, McKinney, TX 75072

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,466 sqft · built 2016
OwnerIndividual Name on File
Tax Bill$10,690 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR-10987-00A-0320-1

Property Details

APN / Parcel Number

Primary APNR-10987-00A-0320-1
Alternative APN
  • 2736825

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,466 sqft Living Area
Gross Area2,954 sqft
1st Floor Area1,499 sqft
2nd Floor Area967 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick
Construction TypeWood Frame
Garage TypeAttached
Garage Area488 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2736825
Street Address204 RUSTIC OAK LN
CityMCKINNEY
StateTX
Zip75072-8492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK A, LOT 32
Legal SubdivisionVALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Phase16
Legal BlockA
Legal Lot Number32
JurisdictionCOLLIN TX
Township / Civil DivisionMCKINNEY
Census Block Group1
Census Block1000
Census Tract30537

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3741 RYELAND CV, MCKINNEY, TX 75071-1482
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2017
Deed SaleApr 25, 2017
Deed Document Number20170425000522900
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address204 RUSTIC OAK LN, MCKINNEY, TX 75072-8492
Document Number0001531640
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 RUSTIC OAK LN MCKINNEY TX 750728492, MCKINNEY, TX 75072-8492

Mortgage

Document Number0001531640
DateSep 11, 2020
Instrument1531640
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term360 Months
DueSep 10, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMcKinney City
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$516,000 (-1.66%) Land $140,000 Building $376,000$516,000 (-1.66%) Land $140,000 Building $376,000
2024$10,690.00 (+41.5%)
2023$524,699 Land $140,000 Building $384,699$524,699 Land $140,000 Building $384,699
2022$7,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MCKINNEY
serves 224,043 people · EPA ID TX0430039
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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