Collin County property record for 208 Rustic Oak Ln, McKinney, TX 75072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,918 sqft · built 2016 |
| Owner | Individual Name on File |
| Tax Bill | $8,606 (2024) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10987-00A-0310-1 |
| Primary APN | R-10987-00A-0310-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,918 sqft Living Area |
| Gross Area | 3,321 sqft |
| 1st Floor Area | 1,876 sqft |
| 2nd Floor Area | 1,042 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Garage Type | Attached |
| Garage Area | 403 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2736824 |
|---|---|
| Street Address | 208 RUSTIC OAK LN |
| City | MCKINNEY |
| State | TX |
| Zip | 75072-8492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK A, LOT 31 |
| Legal Subdivision | VALOR POINTE - THE RESERVE AT WESTRIDGE |
| Legal Phase | 16 |
| Legal Block | A |
| Legal Lot Number | 31 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30537 |
208 Rustic Oak Ln is owned and occupied by an individual who acquired it in June 2017.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 RUSTIC OAK LN, MCKINNEY, TX 75072-8492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jul 21, 2020 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2017 |
| Deed Sale | Jun 12, 2017 |
| Deed Document Number | 20170612000756350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 208 RUSTIC OAK LN, MCKINNEY, TX 75072-8492 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 208 RUSTIC OAK LN, MCKINNEY, TX 75072-8492 |
| Document Number | 2023000138621 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023000138621 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 208 RUSTIC OAK LN, MCKINNEY, TX 75072-8492 |
| Document Number | 0001177980 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 208 RUSTIC OAK LN MCKINNEY TX 750728492, MCKINNEY, TX 75072-8492 |
| Document Number | 0001177980 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 1177980 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 26, 2040 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $585,071 Land $140,000 Building $445,071 | $585,071 Land $140,000 Building $445,071 | |
| 2024 | $8,606.00 | ||
| 2023 | $579,054 Land $140,000 Building $439,054 | $579,054 Land $140,000 Building $439,054 | |
| 2022 | $8,662.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Rustic Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 208 Rustic Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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