Collin County property record for 120 Rustic Oak Ln, McKinney, TX 75072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,609 sqft · built 2016 |
| Lot Size | 0.135 acres (5,863 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,400 (Jul 2017) |
| Tax Bill | $8,238 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10987-00A-0340-1 |
| Primary APN | R-10987-00A-0340-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,155 sqft |
| 1st Floor Area | 1,609 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 5,863 sqft (0.135 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Covered Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 120 RUSTIC OAK LN |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75072-8498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK A, LOT 34 |
| Legal Subdivision | VALOR POINTE - THE RESERVE AT WESTRIDGE |
| Legal Block | A |
| Legal Lot Number | 34 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30537 |
120 Rustic Oak Ln is owned and occupied by two individuals who bought it in July 2017.
Source: Collin County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 RUSTIC OAK LN, MCKINNEY, TX 75072-8498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2017 · Amount on File |
| Deed Sale | Jul 28, 2017 · Amount on File |
| Deed Document Number | 2017994460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 120 RUSTIC OAK LN, MCKINNEY, TX 75072-8498 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS |
| Name | Verified Name |
|---|
| Document Number | 0000451690 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 20210308000451690 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 120 Rustic Oak Ln was $8,238, down 7.2% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,238.00 (-7.18%) | $443,665 Land $140,000 Building $303,665 | $443,665 Land $140,000 Building $303,665 |
| 2024 | $8,875.00 | ||
| 2023 | $437,734 Land $140,000 Building $297,734 | $437,734 Land $140,000 Building $297,734 | |
| 2022 | $8,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Rustic Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 120 Rustic Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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