204 River Point Rd, Florence, AL 35634 Property Records

Lauderdale County property record for 204 River Point Rd, Florence, AL 35634

Property Summary

Property Type	Condominium
Details	2 ba · 1,620 sqft · built 1986
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Mar 2023)
Tax Bill	$1,041 (2024)
Deeds & Mortgages	Jun 2017 Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-02-03-0-001-001-011`

Property Details

APN / Parcel Number

Primary APN	`23-02-03-0-001-001-011`
Alternative APNs	`098190` `107038` `46612` `98190`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	540 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	51 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	107038
Street Address	204 RIVER POINT RD
City	FLORENCE
State	AL
Zip	35634-2220
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	28 X 51 IRR .03 AC/C RIVERS EDGE CONDOMINIUM PHASE III E-3 ALSO 4.2822% INT IN COMMON ELEMENTS SEC 03 T3S R10W PB 5 PG 147
Legal Range	10W
Legal Township	03S
Legal Section	03
Legal Subdivision	RIVER'S EDGE CONDO PHASE III
Legal Phase	2
Legal Lot Number	E3
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1004
Census Tract	11503

Owner

204 River Point Rd, a condominium, is owned and occupied by an individual who bought it in March 2023.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	204 RIVER POINT RD, FLORENCE, AL 35634-2220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage PROGRESS BANK & TRUST
Mar 13, 2023	Warranty Deed, Transfer
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Prior Transfer Date	Jun 14, 2017
Prior Transfer Doc	2017/29981
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	204 RIVER POINT RD, FLORENCE, AL 35634-2220
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017/26634
Date	Jun 19, 2017
Book Page	2017/26634

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 13, 2023
Property Address	204 RIVER POINT RD, FLORENCE, AL 35634-2220
Document Number	02023/9585
Book / Page	2023 / 9585
Map Reference	MB 1188 PG 503
Instrument Date	Mar 9, 2023
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 LAKE ST, KILLEN, AL 35645-2939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIVER POINT RD, FLORENCE, AL 35634-2220

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 14, 2019
Property Address	204 RIVER POINT RD, FLORENCE, AL 35634-2220
Document Number	2019/49582
Book / Page	2019 / 49582
Instrument Date	Nov 14, 2019
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 HICKORY HILLS RD, FLORENCE, AL 35630-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIVER POINT RD, FLORENCE, AL 35634-2220

Mortgage

Document Number	0201949584
Date	Nov 14, 2019
Instrument	2019/49584

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 10, 2017
Property Address	204 RIVER POINT RD, FLORENCE, AL 35634-2220
Document Number	2017/29979
Book / Page	2017 / 29979
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 HICKORY HILLS RD, FLORENCE, AL 35630-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 HICKORY HILLS RD, FLORENCE, AL 35630-2753

Mortgage

Document Number	2017/29981
Date	Jul 10, 2017
Book Page	2017/29981

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$30,820 (+3.56%)	$308,200 (+3.55%) Land $61,600 Building $246,600
2024	$1,041.00 (-48.05%)	$29,760 (+170.55%) Land $6,000 Building $23,760	$297,620 (+6.61%) Land $60,000 Building $237,620
2023	$2,004.00 (+11.02%)	$11,000 (-78.07%) Land $11,000	$279,180 (+11.32%) Land $55,000 Building $224,180
2022	$1,805.00	$50,160	$250,800 Land $63,200 Building $187,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 River Point Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 River Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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