202 River Point Rd, Florence, AL 35634 Property Records

Lauderdale County property record for 202 River Point Rd, Florence, AL 35634

Property Summary

Property Type	Condominium
Details	2 ba · 1,620 sqft · built 1986
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2023)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-02-03-0-001-001-010`

Property Details

APN / Parcel Number

Primary APN	`23-02-03-0-001-001-010`
Alternative APNs	`072813` `105989` `46939` `72813`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,307 sqft
Lot Dimensions	51 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	105989
Street Address	202 RIVER POINT RD
City	FLORENCE
State	AL
Zip	35634-2220
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	28 X 51 IRR RIVERS EDGE CONDOMINUM PHASE III E-4 4.2822 % INT IN COMMON ELEMENTS .03 AC/C SEC 03 T3S R10W PB 5 PG 147
Legal Range	10W
Legal Township	03S
Legal Section	03
Legal Subdivision	RIVER'S EDGE CONDO PHASE III
Legal Phase	2
Legal Lot Number	E4
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1004
Census Tract	11503

Owner

202 River Point Rd, a condominium, is owned and occupied by an individual who bought it in September 2023.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	202 RIVER POINT RD, FLORENCE, AL 35634-2220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Deed Document Number	0202341387
Deed Book / Page	2023 / 41387
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	202 RIVER POINT RD, FLORENCE, AL 35634-2220
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/31573
Date	Jul 18, 2017
Book Page	2017/31573

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Fixed Rate

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 29, 2023
Property Address	202 RIVER POINT RD, FLORENCE, AL 35634-2220
Document Number	2023/41387
Book / Page	2023 / 41387
Map Reference	MB 1188 PG 503
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 N PINE ST, FLORENCE, AL 35630-5464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 RIVER POINT RD, FLORENCE, AL 35634-2220

Mortgage

Document Number	0202341390
Date	Sep 29, 2023
Instrument	2023/41390

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 202 River Point Rd was $1,027 with a homeowner's exemption, up 3.6% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (+3.63%) Homeowner's exemption	$29,560 (+3.57%)	$295,580 (+3.55%) Land $61,600 Building $233,980
2024	$991.00 (+6.67%) Homeowner's exemption	$28,540 (+418.91%) Land $6,000 Building $22,540	$285,460 (+6.63%) Land $60,000 Building $225,460
2023	$929.00 (+11.12%) Homeowner's exemption	$5,500 (-77.2%) Land $5,500	$267,700 (+10.99%) Land $55,000 Building $212,700
2022	$836.00 Homeowner's exemption	$24,120	$241,200 Land $63,200 Building $178,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 River Point Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 River Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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