Mecklenburg County property record for 201 Ridgewood Ave, Charlotte, NC 28209
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,885 sqft · built 2006 |
| Lot Size | 0.281 acres (12,254 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,438,000 (May 2019) |
| Tax Bill | $22,927 (2023) |
| Deeds & Mortgages | Oct 2021 Line of Credit May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-144-16 |
| Primary APN | 151-144-16 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,885 sqft Heated Area |
| Gross Area | 7,231 sqft |
| 1st Floor Area | 2,622 sqft |
| Upper Floors Area | 1,617 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,254 sqft (0.281 acres) |
| Garage Area | 1,166 sqft |
| Porch | Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 151-144-16 |
|---|---|
| Street Address | 201 RIDGEWOOD AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28209-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | P1 B9 M3-364 |
| Legal Subdivision | POPLAR GABLES |
| Legal Block | 9 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 2702 |
201 Ridgewood Ave is owned and occupied by an individual who bought it in May 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 201 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on File |
| Deed Sale | May 1, 2019 · Amount on File |
| Prior Sale | Feb 2, 2007 · Amount on File |
| Deed Document Number | 0033471806 |
| Deed Book / Page | 33471 / 806 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 201 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000194131 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 36629/921 |
| Instrument | 2021194131 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 1, 2019 |
| Property Address | 201 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631 |
| Document Number | 0000051600 |
| Book / Page | 33471 / 806 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019051600 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | BARRISTERS TTL SVCS OF CAROL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,876.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1300 BAXTER ST STE 300, 1300, CHARLOTTE, NC 28204-3800 |
| Name | Verified Name |
|---|---|
| Address | 201 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631 |
| Document Number | 0000051602 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019051602 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 201 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 104 (1979–2025) |
| Claims Outside the SFHA | 13 of 104 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 201 Ridgewood Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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