1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Ridgewood Ave

202 Ridgewood Ave, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 202 Ridgewood Ave, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 4,652 sqft · built 1935
Lot Size0.362 acres (15,774 sqft)
OwnerIndividual Name on File
Last Sale$1,020,000 (Jul 2007)
Tax Bill$20,848 (2023)
Deeds & MortgagesJul 2021 Mortgage
Nov 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN151-142-25

Property Details

APN / Parcel Number

Primary APN151-142-25

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,652 sqft Heated Area
Gross Area3,696 sqft
1st Floor Area2,188 sqft
Upper Floors Area1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Architectural StyleOther
Exterior MaterialWood Siding
Foundation TypeRaised
Lot Area15,774 sqft (0.362 acres)
Garage Area744 sqft

Exterior Amenities

PorchPorch
Porch Area232 sqft
Deck Area40 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number151-142-25
Street Address202 RIDGEWOOD AVE
CityCHARLOTTE
StateNC
Zip28209-1632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionL29 B7 M3-190
Legal SubdivisionMECKLENBURG HEIGHTS
Legal Block7
Legal Lot Number29
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract2702

Owner

202 Ridgewood Ave is owned and occupied by an individual who bought it in July 2007.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address202 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIAL HOME LENDING INC
Nov 26, 2024Deed of Trust, Mortgage · Line of Credit
SOUTHSTATE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2007 · Amount on File
Deed SaleJul 12, 2007 · Amount on File
Deed Document Number0022514817
Deed Book / Page22514 / 817
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address202 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000135769
DateJul 14, 2021
Book Page36291/765
Instrument2021135769
Lender
NameMILLENNIAL HOME LENDING INC
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueAug 1, 2031

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address202 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1632

Mortgage

Document Number0000113571
DateNov 26, 2024
Book Page39232/332
Instrument2024113571
Lender
NameSOUTHSTATE BANK NA
TypeBank
AddressCHARLOTTE, NC 28209
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueNov 20, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 202 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims104 (1979–2025)
Claims Outside the SFHA13 of 104
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Ridgewood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Ridgewood Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures