204 Ridgeway Dr, Richmond, KY 40475 Property Records

Madison County property record for 204 Ridgeway Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,296 sqft
Owner	Company Name on File
Last Sale	$55,000 (Aug 2018)
Tax Bill	$829 (2025)
Deeds & Mortgages	Aug 2018 Sale Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R001-0012-0002`

Property Details

APN / Parcel Number

Primary APN	`R001-0012-0002`
Alternative APNs	`115735` `78833` `45079`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	45079
Street Address	204 RIDGEWAY DR
City	RICHMOND
State	KY
Zip	40475-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWAY #2 LOT 1
Legal Subdivision	GREENWAY
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3001
Census Tract	10601

Owner

204 Ridgeway Dr is owned by a company that bought it in August 2018 and is owner-occupied.

Source: Madison County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	314 UNIVERSITY DR APT A, A, RICHMOND, KY 40475-2841
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2018	Deed, Transfer
Aug 17, 2018	Deed, Transfer FORCHT BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	2013980409
Deed Book / Page	D00763 / 406
Record Updated	Jun 8, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 17, 2018
Property Address	204 RIDGEWAY DR, RICHMOND, KY 40475-2242
Document Number	D00763/406
Book / Page	D00763 / 406
Map Reference	PG1 PG128
Instrument Date	Aug 14, 2018
Instrument	2013980409
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1408 FAIRLANE DR, 1408, RICHMOND, KY 40475-1139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 BAY COLONY DR, RICHMOND, KY 40475-3844

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 17, 2018
Property Address	204 RIDGEWAY DR, RICHMOND, KY 40475-2242
Document Number	D00763/401
Book / Page	D00763 / 401
Map Reference	MB1 PG128
Instrument Date	Aug 1, 2018
Instrument	2013980408
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1408 FAIRLANE DR, 1408, RICHMOND, KY 40475-1139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 BAY COLONY DR, RICHMOND, KY 40475-3844

Mortgage

Document Number	2013980410
Date	Aug 17, 2018
Instrument	2013980410

Lender

Name	FORCHT BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 16, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 204 Ridgeway Dr was $829 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$829.00 Additional exemption filed	$88,000	$88,000
2023	$533.00 (-0.37%)	$55,000 (-)	$55,000 (-)
2022	$535.00	$55,000	$55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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