202 Ridgeway Dr, Richmond, KY 40475 Property Records

Madison County property record for 202 Ridgeway Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,140 sqft
Owner	Individual Name on Record
Last Sale	$242,500 (Jun 2022)
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R001-0012-0001`

Property Details

APN / Parcel Number

Primary APN	`R001-0012-0001`
Alternative APNs	`133201` `96009` `63096`

Interior

Stories	2 Stories
Building Area	1,140 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	63096
Street Address	202 RIDGEWAY DR
City	RICHMOND
State	KY
Zip	40475-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWAY PT LOT 67 & 68
Legal Subdivision	GREENWAY
Legal Lot Number	67,68
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3001
Census Tract	10601

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 RIDGEWAY DR, RICHMOND, KY 40475-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	2014096330
Deed Book / Page	D824 / 671
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 16, 2022
Property Address	202 RIDGEWAY DR, RICHMOND, KY 40475-2242
Document Number	00D824/671
Book / Page	D824 / 671
Instrument Date	Jun 13, 2022
Instrument	2014096330
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 RIDGEWAY DR, 209, RICHMOND, KY 40475-2241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 RIDGEWAY DR, RICHMOND, KY 40475-2242

Mortgage

Document Number	2014096331
Date	Jun 16, 2022
Instrument	2014096331

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00 (-2.81%) Additional exemption filed	$242,500 (-)	$242,500 (-)
2023	$2,352.00 (+184.4%)	$242,500 (+185.29%)	$242,500 (+185.29%)
2022	$827.00	$85,000	$85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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