210 Ridgeway Dr, Richmond, KY 40475 Property Records

Madison County property record for 210 Ridgeway Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,264 sqft
Owner	Individual Name on File
Last Sale	$119,000 (Sep 2009)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R001-0012-0005`

Property Details

APN / Parcel Number

Primary APN	`R001-0012-0005`
Alternative APNs	`133156` `95965` `63053`

Interior

Stories	1 Story
Building Area	1,264 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl

Location & Zoning

Account Number	63053
Street Address	210 RIDGEWAY DR
City	RICHMOND
State	KY
Zip	40475-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWAY #2 LOT 4
Legal Subdivision	GREENWAY
Legal Lot Number	4
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3001
Census Tract	10601

Owner

Source: Madison County records · APN R001-0012-0005

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	210 RIDGEWAY DR, RICHMOND, KY 40475-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2009 · Amount on Record
Deed Sale	Sep 02, 2009 · Amount on Record
Deed Document Number	432447
Deed Book / Page	D649 / 363
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	210 RIDGEWAY DR, RICHMOND, KY 40475-2242
Transaction Type	Mortgage
Record Updated	Jan 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01908/424
Date	Dec 26, 2019
Book Page	M01908/424
Instrument	2014004457

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (-2.79%) Additional exemption filed	$129,200 (-)	$129,200 (-)
2023	$1,253.00 (-0.32%)	$129,200 (-)	$129,200 (-)
2022	$1,257.00	$129,200	$129,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RICHMOND UTILITIES serves 35,640 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.