204 Ridge Dr, Sanford, FL 32773 Property Records

Seminole County property record for 204 Ridge Dr, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,997 sqft · built 1954
Lot Size	0.255 acres (11,100 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2019)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-30-501-0400-0100`

Property Details

APN / Parcel Number

Primary APN	`04-20-30-501-0400-0100`
Alternative APN	`20300450104000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,997 sqft Living Area
1st Floor Area	1,997 sqft
Basement Area	487 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,100 sqft (0.255 acres)
Lot Dimensions	150 ft deep x 74 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Aluminum Porch
Porch Area	336 sqft
Patio Area	1 sqft
Utility Building	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	204 RIDGE DR
City	SANFORD
State	FL
Zip	32773-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	LOT 10 BLK 4 LOCH ARBOR COUNTRY CLUB ENTRANCE SEC PB 5 PGS 71 & 72
Legal Range	30E
Legal Township	20S
Legal Section	04
Legal Subdivision	LOCH ARBOR COUNTRY CLUB ENTRANCE SEC
Legal Tract	501
Legal Block	4
Legal Lot Number	10
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	4
Census Block	4010
Census Tract	20806

Owner

204 Ridge Dr is owned and occupied by an individual who bought it in September 2019.

Source: Seminole County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	204 RIDGE DR, SANFORD, FL 32773-4706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Sep 23, 2019	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Prior Sale	May 1, 2015 · Amount on File
Deed Document Number	2019103209
Deed Book / Page	9442 / 66
Prior Transfer Date	May 28, 2015
Prior Transfer Doc	0084851656
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	204 RIDGE DR, SANFORD, FL 32773-4706
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIDGE DR, SANFORD, FL 32773-4706

Mortgage

Document Number	0101821676
Date	Mar 2, 2022
Book Page	10182/1676
Instrument	2022026157

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	204 RIDGE DR, SANFORD, FL 32773-4706
Document Number	0095390825
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 RIDGE DR SANFORD FL 327734706, SANFORD, FL 32773-4706

Mortgage

Document Number	0095390825
Date	Feb 17, 2020
Book Page	009539/000825
Instrument	17854

Lender

Name	IBERIABANK
Type	Bank
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 23, 2019
Property Address	204 RIDGE DR, SANFORD, FL 32773-4706
Document Number	0094420066
Book / Page	09442 / 0066
Map Reference	MB 5 PG 71&72
Instrument Date	Sep 19, 2019
Instrument	2019103209
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 RIDGE DR, 204, SANFORD, FL 32773-4706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 NOLAN RD, SANFORD, FL 32773-9410

Mortgage

Document Number	0000944268
Date	Sep 23, 2019
Instrument	09442/68

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 204 Ridge Dr was $1,954 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 Homeowner's exemption	$161,458	$249,979 Land $66,693 Building $183,286
2023	$1,801.00 (+2.97%) Homeowner's exemption	$152,338 (+3%)	$230,879 (+7.63%) Land $60,976 Building $169,903
2022	$1,749.00 Homeowner's exemption	$147,901	$214,504 Land $51,449 Building $163,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAVENNA PARK private · serves 2,105 people · EPA ID FL3591061
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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