105 Ridge Dr, Sanford, FL 32773 Property Records

Seminole County property record for 105 Ridge Dr, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 1955
Lot Size	0.26 acres (11,325 sqft)
Owner	Individual Name on File
Last Sale	$43,500 (Feb 2018)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-30-501-0600-0050`

Property Details

APN / Parcel Number

Primary APN	`04-20-30-501-0600-0050`
Alternative APN	`20300450106000050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,943 sqft Living Area
Gross Area	2,183 sqft
1st Floor Area	1,549 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Lot Dimensions	205 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	45 sqft
Patio Area	1 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 RIDGE DR
City	SANFORD
State	FL
Zip	32773-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	S 15 FT OF W 55 FT OF LOT 1 & ALL LOT 5 BLK 6 LOCH ARBOR COUNTRY CLUB ENTRANCE SEC PB 5 PG 72
Legal Range	30E
Legal Township	20S
Legal Section	04
Legal Subdivision	LOCH ARBOR COUNTRY CLUB ENTRANCE SEC
Legal Tract	501
Legal Block	6
Legal Lot Number	1,5
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	4
Census Block	4006
Census Tract	20806

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	105 RIDGE DR, SANFORD, FL 32773-4738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 20, 2018	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018 · Amount on File
Deed Sale	Feb 20, 2018 · Amount on File
Prior Sale	Jun 1, 2014 · Amount on File
Deed Document Number	201819609
Deed Book / Page	9078 / 802
Prior Transfer Date	Jun 4, 2014
Prior Transfer Doc	0000061280
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	105 RIDGE DR, SANFORD, FL 32773-4738
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIDGE DR, SANFORD, FL 32773-4738

Mortgage

Document Number	0102691665
Date	Jun 30, 2022
Book Page	10269/1665
Instrument	2022076572

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	105 RIDGE DR, SANFORD, FL 32773-4738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIDGE DR, SANFORD, FL 32773-4738

Mortgage

Document Number	0097371619
Date	Oct 20, 2020
Book Page	9737/1619
Instrument	2020118778

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 20, 2018
Property Address	105 RIDGE DR, SANFORD, FL 32773-4738
Document Number	0090780802
Book / Page	09078 / 0802
Map Reference	MB5 PG71&72
Instrument Date	Feb 9, 2018
Instrument	2018019609
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LEADING EDGE TITLE PARTNERS

Transaction

Amount	Amount on Record
Tax	$304.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIDGE DR, SANFORD, FL 32773-4738

Mortgage

Document Number	0090780804
Date	Feb 20, 2018
Book Page	09078/0804
Instrument	2018019610

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 (+8.25%) Homeowner's exemption	$96,270 (+5.99%)	$254,453 (+9.09%) Land $70,438 Building $184,015
2023	$982.00 (+3.59%) Homeowner's exemption	$90,832 (+3%)	$233,245 (+7.79%) Land $64,400 Building $168,845
2022	$948.00 Homeowner's exemption	$88,186	$216,392 Land $54,338 Building $162,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAVENNA PARK private · serves 2,105 people · EPA ID FL3591061
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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