122 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 122 Redding Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	2,288 sqft · built 1992
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2020)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-40-278.000`

Property Details

APN / Parcel Number

Primary APN	`140-40-278.000`

Interior

Stories	2 Stories
Building Area	2,288 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Combination
Foundation Type	Block
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	122 REDDING RD
City	GEORGETOWN
State	KY
Zip	40324-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER HEIGHTS
Legal Subdivision	LANCASTER HEIGHTS
Legal Lot Number	10
Legal Unit	1G
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1023
Census Tract	40207

Owner

Source: Scott County records · APN 140-40-278.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	508 E MAIN ST, GEORGETOWN, KY 40324-1743
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2020 · Amount on Record
Deed Sale	Nov 04, 2020 · Amount on Record
Deed Document Number	423755
Deed Book / Page	D419 / 68
Record Updated	Jun 08, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 04, 2020
Property Address	122 REDDING RD, GEORGETOWN, KY 40324-1000
Document Number	D419/68
Book / Page	D419 / 68
Map Reference	SL 1046
Instrument Date	Oct 30, 2020
Instrument	423755
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3840 WATERSIDE DR APT 306, 3840, ELIZABETH CITY, NC 27909-8980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E MAIN ST, GEORGETOWN, KY 40324-1743

Mortgage

Document Number	423756
Date	Nov 04, 2020
Instrument	423756

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,705.00 (+13.56%)	$303,700 (+15.56%)	$303,700 (+15.56%)
2023	$2,382.00 (+20.42%)	$262,800 (+15.26%) Land $40,000 Building $222,800	$262,800 (+15.26%) Land $40,000 Building $222,800
2022	$1,978.00	$228,000 Land $35,000 Building $193,000	$228,000 Land $35,000 Building $193,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 509 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.