204 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 204 Prospector Ave, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 2016
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Jul 2021)
Tax Bill	$4,998 (2025)
Deeds & Mortgages	Jul 2021 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-244`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-244`
Alternative APN	`R435076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,657 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,657 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	503 sqft
Porch	Unfinished Open Porch
Porch Area	361 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435076
Street Address	204 PROSPECTOR AVE
City	DURANGO
State	CO
Zip	81301-7953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRG VILL 1 FIL 3 PH A LOT: 10 PER PLAT 1076287 204 PROSPECTOR AVE DURANGO 81301
Legal Subdivision	THREE SPRG VILL 1 FIL 3 PH
Legal Phase	A
Legal Block	1
Legal Lot Number	10
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1047
Census Tract	970703

Owner

Source: La Plata County records · APN 5669-021-03-244

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 PROSPECTOR AVE, DURANGO, CO 81301-7953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Quit Claim Deed, Transfer Quitclaim
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 15, 2017	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	20211196550
Last Transfer Date	Jul 31, 2025
Transfer Doc	0001245172
Record Updated	Sep 20, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 26, 2021
Property Address	204 PROSPECTOR AVE, DURANGO, CO 81301-7953
Document Number	0001196550
Map Reference	DOC 1076287
Instrument Date	Jul 23, 2021
Instrument	1196550
Transaction Type	Transfer
Record Updated	Aug 06, 2021

Transaction

Amount	Amount Recorded
Tax	$5.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 E 8TH AVE # AVE206, 270, DURANGO, CO 81301-5708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PROSPECTOR AVE, DURANGO, CO 81301-7953

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	204 PROSPECTOR AVE, DURANGO, CO 81301-7953
Document Number	0001172059
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 PROSPECTOR AVE DURANGO CO 813017953, DURANGO, CO 81301-7953

Mortgage

Document Number	0001172059
Date	Jun 03, 2020
Instrument	1172059

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 15, 2017
Property Address	204 PROSPECTOR AVE, DURANGO, CO 81301-7953
Document Number	0001125649
Instrument Date	Mar 10, 2017
Instrument	1125649
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PROSPECTOR AVE, DURANGO, CO 81301-7953
Investor	Possibly a Property Investor

Mortgage

Document Number	0001125651
Date	Mar 15, 2017
Instrument	1125651

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,350 (-1.97%) Land $8,930 Building $34,420	$707,500 (-) Land $145,750 Building $561,750
2025	$4,998.00 (+43.33%)	$44,220 (+26.49%) Land $9,110 Building $35,110	$707,500 (+35.61%) Land $145,750 Building $561,750
2023	$3,487.00 (+18.12%)	$34,960 (+11.69%) Land $6,960 Building $28,000	$521,720 (+15.86%) Land $103,860 Building $417,860
2022	$2,952.00	$31,300 Land $6,930 Building $24,370	$450,310 Land $99,690 Building $350,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Lumen Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Communications Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

Based on FCC filings for 355 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospector Ave

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