185 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 185 Prospector Ave, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 2016
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Mar 2026)
Tax Bill	$5,370 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-255`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-255`
Alternative APN	`R435087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,151 sqft
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	7,320 sqft (0.168 acres)
Garage Type	Attached
Garage Area	503 sqft
Porch	Unfinished Open Porch
Porch Area	361 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435087
Street Address	185 PROSPECTOR AVE
City	DURANGO
State	CO
Zip	81301-7952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRG VILL 1 FIL 3 PH A LOT: 21 PER PLAT 1076287 185 PROSPECTOR AVE DURANGO 81301
Legal Subdivision	THREE SPRG VILL 1 FIL 3 PH
Legal Phase	A
Legal Block	1
Legal Lot Number	21
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1049
Census Tract	970703

Owner

Source: La Plata County records · APN 5669-021-03-255

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 PROSPECTOR AVE, DURANGO, CO 81301-7952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 01, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF SAN ANTONIO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	20261251884
Prior Transfer Date	Dec 31, 2024
Prior Transfer Doc	0001239506
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 10, 2026
Property Address	185 PROSPECTOR AVE, DURANGO, CO 81301-7952
Document Number	0001251884
Map Reference	DOC 1076287
Instrument Date	Mar 09, 2026
Instrument	1251884
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$76.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 CLAYWELL DR, SAN ANTONIO, TX 78209-3344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	185 PROSPECTOR AVE, DURANGO, CO 81301-7952

Mortgage

Document Number	0001251885
Date	Mar 10, 2026
Instrument	1251885

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 17, 2021
Property Address	185 PROSPECTOR AVE, DURANGO, CO 81301-7952
Document Number	0001197715
Map Reference	DOC 1076267
Instrument Date	Aug 16, 2021
Instrument	1197715
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 VILLA CT UNIT 2, 2, AUSTIN, TX 78704-7016

Mortgage

Document Number	0001197716
Date	Aug 17, 2021
Instrument	1197716

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 01, 2017
Property Address	185 PROSPECTOR AVE, DURANGO, CO 81301-7952
Document Number	0001131582
Instrument Date	Jul 31, 2017
Instrument	1131582
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	185 PROSPECTOR AVE DURANGO CO 813017952, DURANGO, CO 81301-7952

Mortgage

Document Number	1131583
Date	Aug 01, 2017
Instrument	1131583

Lender

Name	BANK OF SAN ANTONIO
Type	Bank
Address	SAN ANTONIO, TX 78213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,930 (-1.22%) Land $9,000 Building $37,930	$760,070 (-) Land $145,750 Building $614,320
2025	$5,370.00 (+32.59%)	$47,510 (+25.52%) Land $9,110 Building $38,400	$760,070 (+34.54%) Land $145,750 Building $614,320
2024	$4,050.00 (+7.28%)
2023	$3,775.00 (+19.2%)	$37,850 (+12.72%) Land $7,010 Building $30,840	$564,960 (+16.94%) Land $104,620 Building $460,340
2022	$3,167.00	$33,580 Land $6,930 Building $26,650	$483,130 Land $99,690 Building $383,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 48% of Colorado
Wildfire Likelihood	About 1 in 521 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Lumen Technologies	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Visionary Communications	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, Spectrum, FastTrack Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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