155 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 155 Prospector Ave, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,647 sqft · built 2016
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on Record
Last Sale	$779,900 (Mar 2026)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-256`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-256`
Alternative APN	`R435088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,647 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,647 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	7,320 sqft (0.168 acres)
Garage Type	Attached
Garage Area	509 sqft
Porch	Unfinished Open Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435088
Street Address	155 PROSPECTOR AVE
City	DURANGO
State	CO
Zip	81301-7952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRG VILL 1 FIL 3 PH A LOT: 22 PER PLAT 1076287 155 PROSPECTOR AVE DURANGO 81301
Legal Subdivision	THREE SPRG VILL 1 FIL 3 PH
Legal Phase	A
Legal Tract	THREE SPRG
Legal Block	1
Legal Lot Number	22
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1049
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	155 PROSPECTOR AVE, DURANGO, CO 81301-7952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Mar 23, 2026	Special Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CO
Sep 11, 2017	Grant Deed, Transfer · Conventional Mortgage MORTGAGE CTRL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	20261252376
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	155 PROSPECTOR AVE, DURANGO, CO 81301-7952
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	T TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PROSPECTOR AVE, DURANGO, CO 81301-7952

Mortgage

Document Number	0001198862
Date	Sep 8, 2021
Instrument	1198862

Lender

Name	BANK OF COLORADO
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 23, 2026
Property Address	155 PROSPECTOR AVE, DURANGO, CO 81301-7952
Document Number	0001252376
Map Reference	DOC 1076287
Instrument Date	Mar 20, 2026
Instrument	1252376
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TITLE DURANGO LLC, TITLE DURANGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PROSPECTOR AVE, DURANGO, CO 81301-7952

Mortgage

Document Number	0001252377
Date	Mar 23, 2026
Instrument	1252377

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	155 PROSPECTOR AVE, DURANGO, CO 81301-7952
Document Number	0001169653
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	TITLE DURANGO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PROSPECTOR AVE DURANGO CO 813017952, DURANGO, CO 81301-7952

Mortgage

Document Number	0001169653
Date	Mar 31, 2020
Instrument	1169653

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 11, 2017
Property Address	155 PROSPECTOR AVE, DURANGO, CO 81301-7952
Document Number	0001133345
Instrument Date	Sep 11, 2017
Instrument	1133345
Transaction Type	Transfer
Record Updated	Sep 29, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 PROSPECTOR AVE DURANGO CO 813017952, DURANGO, CO 81301-7952

Mortgage

Document Number	1133346
Date	Sep 11, 2017
Instrument	1133346

Lender

Name	MORTGAGE CTRL
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,390 (-1.97%) Land $8,930 Building $34,460	$708,110 (-) Land $145,750 Building $562,360
2025	$5,002.00 (+33.6%)	$44,260 (+26.49%) Land $9,110 Building $35,150	$708,110 (+35.59%) Land $145,750 Building $562,360
2024	$3,744.00 (+7.28%)
2023	$3,490.00 (+18.14%)	$34,990 (+11.72%) Land $6,960 Building $28,030	$522,230 (+15.87%) Land $103,870 Building $418,360
2022	$2,954.00	$31,320 Land $6,930 Building $24,390	$450,690 Land $99,690 Building $351,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

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