204 Oak St, Erwin, TN 37650 Property Records

Unicoi County property record for 204 Oak St, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (May 2019)
Tax Bill$165 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN031K-D-015.02

Property Details

APN / Parcel Number

Primary APN031K-D-015.02
Alternative APNs
  • 086031K D 01502
  • 000008450

Exterior

Lot Area20,473 sqft (0.47 acres)
Lot Dimensions367 ft deep x 96 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address204 OAK ST
CityERWIN
StateTN
Zip37650-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description78X205X100X208
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group1
Census Block1060
Census Tract80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address202 OAK ST, ERWIN, TN 37650-2023
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2019 · Amount on Record
Deed SaleMay 13, 2019 · Amount on Record
Prior SaleAug 16, 2004
Deed Document Number2019878
Deed Book / Page422 / 303
Record UpdatedJun 8, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateMay 13, 2019
Property AddressSMITH ST, ERWIN, TN 37650
Document Number422303
Book / Page000422 / 000303
Instrument DateMay 10, 2019
Instrument878
Transaction TypeTransfer
Record UpdatedMay 22, 2019
Title CompanyRELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address202 OAK ST ERWIN TN 376502023, ERWIN, TN 37650-2023

Mortgage

Document Number422306
DateMay 13, 2019
Book Page000422/000306
Instrument879
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 12, 2049

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$165.00$6,325 (-) Land $6,325$25,300 (-) Land $25,300
2024$165.00 (+10.74%)
2023$6,325 (-) Land $6,325
2022$149.00$6,325 Land $6,325$25,300 Land $25,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Erwin Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Point Broadband.

Nearby Properties on Oak St

Nearby Streets

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