109 Oak St, Erwin, TN 37650 Property Records

Unicoi County property record for 109 Oak St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1951
Lot Size	0.422 acres (18,393 sqft)
Owner	2 Individual Names on File
Last Sale	$13,750 (Mar 1998)
Tax Bill	$526 (2025)
Flood Zone	Zone X (minimal risk)
APN	`031K-F-019.00`

Property Details

APN / Parcel Number

Primary APN	`031K-F-019.00`
Alternative APNs	`086031K F 01900` `000008509`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,393 sqft (0.422 acres)
Lot Dimensions	199 ft deep x 88 ft wide

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	138 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	1 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	109 OAK ST
City	ERWIN
State	TN
Zip	37650-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MASTERS ADDITION 88X199 PR1054
Legal Subdivision	MASTERS ADDITION
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1055
Census Tract	80200

Owner

Source: Unicoi County assessment roll, APN 031K-F-019.00, as of December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 MAIN ST E, MOUNT CARMEL, TN 37645-3949
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 1998 · Amount on Record
Deed Sale	Mar 18, 1998 · Amount on Record
Deed Book / Page	189 / 748
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Unicoi County assessment roll as of December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$526.00	$20,150 (-) Land $5,875 Building $14,275	$80,600 (-) Land $23,500 Building $57,100
2023		$20,150 (-) Land $5,875 Building $14,275
2022	$474.00	$20,150 Land $5,875 Building $14,275	$80,600 Land $23,500 Building $57,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), as of August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471710802001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 234 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Point Broadband Fiber Holding.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000231, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.