202 Oak St, Erwin, TN 37650 Property Records

Unicoi County property record for 202 Oak St, Erwin, TN 37650 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,128 sqft · built 1938
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (May 2019)
Tax Bill	$1,046 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031K-D-015.01`

Property Details

APN / Parcel Number

Primary APN	`031K-D-015.01`
Alternative APNs	`086031K D 01501` `000008449`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	3,344 sqft
1st Floor Area	1,064 sqft
Upper Floors Area	1,064 sqft
Basement Area	1,064 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	217 ft deep x 181 ft wide
Porch	Finished Screened Porch
Porch Area	570 sqft
Utility Building	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	202 OAK ST
City	ERWIN
State	TN
Zip	37650-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	191X228X161X204
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1060
Census Tract	80200

Owner

Source: Unicoi County records · APN 031K-D-015.01

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 OAK ST, ERWIN, TN 37650-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Aug 16, 2004
Deed Document Number	2019878
Deed Book / Page	422 / 303
Record Updated	Jun 08, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 13, 2019
Property Address	202 OAK ST, ERWIN, TN 37650-2023
Document Number	422303
Book / Page	000422 / 000303
Instrument Date	May 10, 2019
Instrument	878
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 OAK ST ERWIN TN 376502023, ERWIN, TN 37650-2023

Mortgage

Document Number	422306
Date	May 13, 2019
Book Page	000422/000306
Instrument	879

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,046.00	$40,075 (-) Land $12,050 Building $28,025	$160,300 (-) Land $48,200 Building $112,100
2024	$1,046.00 (+11.04%)
2023		$40,075 (-) Land $12,050 Building $28,025
2022	$942.00	$40,075 Land $12,050 Building $28,025	$160,300 Land $48,200 Building $112,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471710802001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force 13 of 15 on primary residences
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.