204 Oak Ave, Harper, TX 78631 Property Records

Gillespie County property record for 204 Oak Ave, Harper, TX 78631

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,600 sqft · built 1960
Lot Size	0.368 acres (16,030 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,905 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2022 Mortgage
APN	`S0660-0070-002700`

Property Details

APN / Parcel Number

Primary APN	`S0660-0070-002700`
Alternative APN	`35953`

Interior

Full Baths	1 Bath
Building Area	1,680 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,600 sqft
Utility Area	296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	16,030 sqft (0.368 acres)
Lot Dimensions	138 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Location & Zoning

Account Number	S0660-0070-002700
Street Address	204 OAK AVE
City	HARPER
State	TX
Zip	78631-2096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUSTIN-HARPER BLK 7 LOT 27-PT, .368, -HOMESITE- -HOMESITE-
Legal Subdivision	AUSTIN-HARPER
Legal Block	7
Legal Lot Number	27-
Jurisdiction	GILLESPIE TX
Township / Civil Division	HARPER
Census Block Group	1
Census Block	1092
Census Tract	950200

Owner

Source: Gillespie County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 122, HARPER, TX 78631-0122
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Oct 13, 2022	Deed of Trust, Mortgage · FHA Mortgage V I P INDEPENDENT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	204 OAK RD, HARPER, TX 78631
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230098
Date	Jan 6, 2023
Instrument	20230098

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	204 OAK RD, HARPER, TX 78631
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	ORT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020227096
Date	Oct 13, 2022
Instrument	20227096

Lender

Name	V I P INDEPENDENT MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Gillespie County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Unified School District	Harper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,905.00 (+2.53%)	$202,570 (+1.28%) Land $60,920 Building $141,650	$202,570 (+1.28%) Land $60,920 Building $141,650
2025		$200,010 (+1.19%) Land $60,920 Building $139,090	$200,010 (+1.19%) Land $60,920 Building $139,090
2024	$1,858.00 (-1.43%)
2023	$1,885.00 (+2.17%)	$197,660 Land $60,920 Building $136,740	$197,660 Land $60,920 Building $136,740
2022	$1,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Nov 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LCRA HARPER WATER SYSTEM serves 381 people · EPA ID TX0860106
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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