105 Oak Ave, Harper, TX 78631 Property Records

Gillespie County property record for 105 Oak Ave, Harper, TX 78631

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1959
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$2,045 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2023 Mortgage + 3 more
APN	`A0024-0971-000000-00`

Property Details

APN / Parcel Number

Primary APN	`A0024-0971-000000-00`
Alternative APN	`4329`

Interior

Full Baths	1 Bath
Building Area	1,104 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,104 sqft
Utility Area	352 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asbestos
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	403 ft deep x 167 ft wide
Garage Type	Mixed
Garage Area	216 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Location & Zoning

Account Number	A0024-0971-000000-00
Street Address	105 OAK AVE
City	HARPER
State	TX
Zip	78631-0075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0024 A B & M #971, .39 ACRES, -HOMESITE- -HOMESITE-
Legal Subdivision	A B & M #971
Jurisdiction	GILLESPIE TX
Township / Civil Division	HARPER
Census Block Group	1
Census Block	1094
Census Tract	950200

Owner

Source: Gillespie County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 448, HARPER, TX 78631-0448
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Mar 1, 2023	Vendor's Lien, Transfer DIAMOND RESIDENTIAL MORTGAGE CORP
Aug 3, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 29, 2019	Vendor's Lien, Transfer · FHA Mortgage QUICKEN LOANS INC
Aug 3, 2018	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023
Deed Sale	Mar 20, 2023
Prior Sale	Mar 1, 2023 · Amount on Record
Deed Document Number	20231427
Prior Transfer Date	May 10, 2005
Prior Transfer Doc	0020052765
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Recording Date	Aug 31, 2026
Property Address	105 OAK AVE, HARPER, TX 78631
Document Number	0000004608
Instrument Date	Aug 24, 2026
Instrument	20264608
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004608,
Date	Aug 31, 2026
Instrument	20264608

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Mar 1, 2053

Interest

Max Rate	-1%

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GILLESPIE TX
Recording Date	Mar 1, 2023
Property Address	105 OAK RD, HARPER, TX 78631
Document Number	0020231049
Instrument Date	Feb 24, 2023
Instrument	20231049
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	SELECTITLE LLC, SELECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 LUCKE DR, FREDERICKSBRG, TX 78624-5952

Mortgage

Date	Mar 1, 2023

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0020231050
Date	Mar 1, 2023
Instrument	20231050

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	105 OAK RD, HARPER, TX 78631-9307
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020215934
Date	Aug 3, 2021
Instrument	20215934

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GILLESPIE TX
Recording Date	Jul 29, 2019
Property Address	105 OAK RD, HARPER, TX 78631-9307
Document Number	0020193826
Map Reference	VOL 600 PG 215
Instrument Date	Jul 25, 2019
Instrument	20193826
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 542, HARPER, TX 78631-0542

Mortgage

Document Number	0020193827
Date	Jul 29, 2019
Instrument	20193827

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GILLESPIE TX
Recording Date	Aug 3, 2018
Property Address	105 OAK RD, HARPER, TX 78631-9307
Document Number	0020184109
Map Reference	VOL 600 PG 215
Instrument Date	Aug 3, 2018
Instrument	20184109
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020184110
Date	Aug 3, 2018
Instrument	20184110

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Gillespie County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Unified School District	Harper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,045.00 (+3.28%)	$217,420 (-0.69%) Land $62,690 Building $154,730	$217,420 (-0.69%) Land $62,690 Building $154,730
2025		$218,940 (+3.97%) Land $62,690 Building $156,250	$218,940 (+3.97%) Land $62,690 Building $156,250
2024	$1,980.00 (-1.39%)
2023	$2,008.00 (-5.46%)	$210,570 Land $62,690 Building $147,880	$210,570 Land $62,690 Building $147,880
2022	$2,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Nov 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LCRA HARPER WATER SYSTEM serves 381 people · EPA ID TX0860106
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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