108 Oak Ave, Harper, TX 78631 Property Records

Gillespie County property record for 108 Oak Ave, Harper, TX 78631 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,001 sqft · built 2005
Lot Size	1.21 acres (52,882 sqft)
Owner	Individual Name on File
Last Sale	$418,950 (Jun 2023)
Tax Bill	$4,045 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit Nov 2021 Mortgage + 1 more
APN	`38158`

Property Details

APN / Parcel Number

Primary APN	`38158`
Alternative APN	`A0024-0971-000000-00`

Interior

Full Baths	1 Bath
Building Area	2,001 sqft Living Area
Gross Area	3,417 sqft
1st Floor Area	2,001 sqft
Utility Area	408 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Type	Gable
Roof Material	Asbestos
Lot Area	52,882 sqft (1.21 acres)
Lot Dimensions	138 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0024-0971-000000-00
Street Address	108 OAK AVE
City	HARPER
State	TX
Zip	78631-2095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0024 A B & M #971, 1.214 ACRES, -HOMESITE- -HOMESITE-
Legal Subdivision	A B & M #971
Jurisdiction	GILLESPIE TX
Township / Civil Division	HARPER
Census Block Group	1
Census Block	1090
Census Tract	950200

Owner

Source: Gillespie County records · APN 38158

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 234, HARPER, TX 78631-0234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 12, 2023	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Mar 23, 2007 · Amount on Record
Deed Document Number	20233417
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	108 OAK AVE, HARPER, TX 78631-2095
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020175067
Date	Oct 12, 2017
Instrument	20175067

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	HOUSTON, TX 77042

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	108 OAK AVE, HARPER, TX 78631-2095
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020218886
Date	Nov 17, 2021
Instrument	20218886

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 01, 2051

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GILLESPIE TX
Recording Date	Jun 12, 2023
Property Address	108 OAK AVE, HARPER, TX 78631-2095
Document Number	0020233417
Instrument Date	Jun 09, 2023
Instrument	20233417
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 786, HUNT, TX 78024-0786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK RD, HARPER, TX 78631-2095

Mortgage

Document Number	0020233418
Date	Jun 12, 2023
Instrument	20233418

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Gillespie County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Unified School District	Harper Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,045.00 (+26.88%)
2025		$436,313 (+5.03%) Land $98,040 Building $338,273	$436,313 (-8.7%) Land $98,040 Building $338,273
2024	$3,188.00 (+180.14%)
2023	$1,138.00 (-58.59%) Homeowner's exemption Disabled Person's exemption	$415,432 Land $98,040 Building $379,850	$477,890 Land $98,040 Building $379,850
2022	$2,748.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481719502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Nov 2000, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 26% of Texas
Wildfire Likelihood	About 1 in 1,031 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Valley Telephone Cooperative, Inc. (TX)	Fixed Wireless (unlicensed)	940 / 940
Hill Country Telephone Cooperative	Fixed Wireless (licensed-by-rule)	300 / 50
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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