Frederick County property record for 204 N Pointe Ter, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,864 sqft · built 2002 |
| Lot Size | 0.326 acres (14,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Oct 2017) |
| Tax Bill | $8,654 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165175 |
| Primary APN | 03-165175 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,864 sqft Living Area |
| Gross Area | 5,344 sqft |
| 1st Floor Area | 1,968 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,209 sqft (0.326 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 165175 |
|---|---|
| Street Address | 204 N POINTE TER |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 17 PLAT 4 14,209 SQ. FT. NORTH POINTE |
| Legal Subdivision | NORTH POINTE 04 |
| Legal Lot Number | 17 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 752601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
204 N Pointe Ter is owned and occupied by two individuals who bought it in October 2017.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Oct 17, 2017 | Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2017 · Amount on File |
| Deed Sale | Oct 17, 2017 · Amount on File |
| Prior Sale | Oct 2, 2002 · Amount on File |
| Deed Document Number | 201712083-0392 |
| Deed Book / Page | 12083 / 392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 204 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0116540161 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 11654/0161 |
| Instrument | 11654-0161 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 204 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | DB TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0132170333 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 13217/0333 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 204 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | VIRTUAL TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 204 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0155790456 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 15579/456 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 17, 2017 |
| Property Address | 204 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0120830392 |
| Book / Page | 12083 / 0392 |
| Map Reference | MB72 PG148 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 12083-0392 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 204 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Number | 120830398 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 12083-0398 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 204 N Pointe Ter was $8,654 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,300 Land $126,400 Building $621,900 | $748,300 Land $126,400 Building $621,900 | |
| 2025 | $8,654.00 | ||
| 2023 | $7,534.00 Homeowner's exemption | $530,400 Land $104,600 Building $425,800 | $530,400 Land $104,600 Building $425,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 N Pointe Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 204 N Pointe Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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